Personal savings in United States - statistics & facts
Key insights
- Personal savings rate in the United States
- 3.31%

Detailed statistics
Personal savings as a percentage of disposable income in the U.S. 1960-2022
- Gross private savings in the U.S.
- 5.03tn USD

Detailed statistics
Gross private savings in the U.S. 1960-2022
- Personal savings in the U.S.
- 686bn USD

Detailed statistics
Personal savings in the U.S. 1960-2022
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Current statistics on this topic
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Overview
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- Basic Statistic Monthly personal savings as a share of disposable income in the U.S. 2015-2023
- Premium Statistic Mean and median amount of personal savings in the U.S. 2022, by type
- Basic Statistic Personal savings in the U.S. 1960-2022
- Basic Statistic Savings and other checkable deposits in the U.S. 2020-2023
- Premium Statistic Amount of money saved in savings accounts in the U.S. 2020-2022
- Premium Statistic Savings and investments held by employees in the U.S. 2021
- Premium Statistic Gross savings as share of GDP in the U.S. 1970-2020
Overview
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Basic Statistic
Monthly personal savings as a share of disposable income in the U.S. 2015-2023
Monthly personal savings as a share of disposable income in the U.S. 2015-2023
Personal savings as a percentage of disposable income in the United States from December 2015 to March 2023
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Premium Statistic
Mean and median amount of personal savings in the U.S. 2022, by type
Mean and median amount of personal savings in the U.S. 2022, by type
Mean and median amount of personal savings in the United States in 2022, by type (in U.S. dollars)
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Basic Statistic
Personal savings in the U.S. 1960-2022
Personal savings in the U.S. 1960-2022
Value of personal savings in the United States from 1960 to 2022 (in billion U.S. dollars)
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Basic Statistic
Savings and other checkable deposits in the U.S. 2020-2023
Savings and other checkable deposits in the U.S. 2020-2023
Value of savings deposits and other checkable deposits in the United States from May 2020 to March 2023 (in trillion U.S. dollars)
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Amount of money saved in savings accounts in the U.S. 2020-2022
Amount of money saved in savings accounts in the U.S. 2020-2022
Amount of money saved in savings accounts in the United States in 2020 and 2022
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Premium Statistic
Savings and investments held by employees in the U.S. 2021
Savings and investments held by employees in the U.S. 2021
Savings and investments held by employees in the United States in 2021
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Gross savings as share of GDP in the U.S. 1970-2020
Gross savings as share of GDP in the U.S. 1970-2020
Gross savings as share of gross domestic product (GDP) in the United States from 1970 to 2020
Household savings
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- Basic Statistic Household savings in the U.S. 2000-2021
- Basic Statistic Time and savings deposits of households and nonprofit organizations U.S. 2000-2022
- Premium Statistic Share of families that saved in the U.S. 2001-2019, by ethnicity
- Premium Statistic Share of families that saved in the U.S. 2004-2019, by work status
- Premium Statistic Share of families with savings bonds in the U.S. 2007-2019, by age of family head
- Premium Statistic Financial instruments owned by children in the U.S. 2022
Household savings
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Basic Statistic
Household savings in the U.S. 2000-2021
Household savings in the U.S. 2000-2021
Value of household savings in the United States from 2000 to 2021 (in billion U.S. dollars)
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Basic Statistic
Time and savings deposits of households and nonprofit organizations U.S. 2000-2022
Time and savings deposits of households and nonprofit organizations U.S. 2000-2022
Value of assets held by households and nonprofit organizations in time and savings deposits in the United States from 2000 to 2022 (in trillion U.S. dollars)
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Share of families that saved in the U.S. 2001-2019, by ethnicity
Share of families that saved in the U.S. 2001-2019, by ethnicity
Percentage of households that saved in the United States in selected years from 2001 to 2019, by ethnicity
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Premium Statistic
Share of families that saved in the U.S. 2004-2019, by work status
Share of families that saved in the U.S. 2004-2019, by work status
Share of households that saved money in the United States from 2004 to 2019, by work status of head
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Share of families with savings bonds in the U.S. 2007-2019, by age of family head
Share of families with savings bonds in the U.S. 2007-2019, by age of family head
Share of households holding savings bonds in the United States from 2007 to 2019, by age of family head
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Financial instruments owned by children in the U.S. 2022
Financial instruments owned by children in the U.S. 2022
Financial instruments and accounts owned by children in the United States 2022
College savings
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- Premium Statistic Households saving for college in the U.S. 2020-2022, by age of household head
- Basic Statistic Total Education tax savings for college students U.S. 2001-2022
- Basic Statistic Assets of section 529 savings plan in the U.S. 2009-2022
- Premium Statistic 529 college savings average account balance in the U.S. 2016-2021
College savings
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Households saving for college in the U.S. 2020-2022, by age of household head
Households saving for college in the U.S. 2020-2022, by age of household head
Share of households saving for college in the United States from 2020 to 2022, by age of head of household
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Basic Statistic
Total Education tax savings for college students U.S. 2001-2022
Total Education tax savings for college students U.S. 2001-2022
Total Education tax savings for college students and their parents across the United States from 2001/2002 to 2021/2022 (in billion 2021 U.S. dollars)
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Basic Statistic
Assets of section 529 savings plan in the U.S. 2009-2022
Assets of section 529 savings plan in the U.S. 2009-2022
Assets of section 529 savings plan in the United States from 2009 to 2022 (in billion U.S. dollars)
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529 college savings average account balance in the U.S. 2016-2021
529 college savings average account balance in the U.S. 2016-2021
Average balance of 529 college savings accounts in the United States from 2016 to 2021 (in U.S. dollars)
Retirement savings
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- Premium Statistic Adults with any retirement savings in the U.S. 2021, by age group
- Premium Statistic Opinion of Americans on state of their retirement savings 2021, by ethnicity
- Premium Statistic Drivers for starting to save for retirement in the U.S. 2020-2021
- Premium Statistic Household retirement savings in the U.S. 2020-2021, by amount
- Premium Statistic Value of assets invested in IRAs in the U.S. 2021, by type
- Premium Statistic Probability of outliving their savings in the U.S. 2020-2022
Retirement savings
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Adults with any retirement savings in the U.S. 2021, by age group
Adults with any retirement savings in the U.S. 2021, by age group
Share of adults with any retirement savings in the United States in 2021, by age group
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Opinion of Americans on state of their retirement savings 2021, by ethnicity
Opinion of Americans on state of their retirement savings 2021, by ethnicity
Opinion on state of retirement savings in the United States in 2021, by ethnicity
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Drivers for starting to save for retirement in the U.S. 2020-2021
Drivers for starting to save for retirement in the U.S. 2020-2021
Reasons for starting to save money for retirement in the United States from 2020 to 2021
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Household retirement savings in the U.S. 2020-2021, by amount
Household retirement savings in the U.S. 2020-2021, by amount
Household retirement savings in the United States from 2020 to 2021, by amount
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Value of assets invested in IRAs in the U.S. 2021, by type
Value of assets invested in IRAs in the U.S. 2021, by type
Value of assets invested in individual retirement accounts (IRAs) in the United States in 2021, by type (in trillion U.S. dollars)
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Probability of outliving their savings in the U.S. 2020-2022
Probability of outliving their savings in the U.S. 2020-2022
Probability of outliving savings in the United States from 2020 to 2022
Saving practices
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- Basic Statistic Reasons why families saved in the U.S. 2010-2019
- Premium Statistic Goals in New Year's financial resolution in the U.S. 2022
- Premium Statistic Factors that are holding back Americans from saving for a down payment 2021
- Premium Statistic Factors that prevent the Americans from saving for a down payment 2021, by age group
- Premium Statistic Emergency bill: savings, credit card, borrow vs personal loan U.S. 2022
- Premium Statistic Bank account and service complaints reported CFPB in the U.S. 2022
Saving practices
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Basic Statistic
Reasons why families saved in the U.S. 2010-2019
Reasons why families saved in the U.S. 2010-2019
Drivers for saving among families in the United States from 2010 to 2019
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Goals in New Year's financial resolution in the U.S. 2022
Goals in New Year's financial resolution in the U.S. 2022
Goals in New Year's financial resolution in the United States as of November 2022
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Premium Statistic
Factors that are holding back Americans from saving for a down payment 2021
Factors that are holding back Americans from saving for a down payment 2021
Factors that are holding back non-homeowners from saving for a down payment on a home purchase in the United States in 2021
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Factors that prevent the Americans from saving for a down payment 2021, by age group
Factors that prevent the Americans from saving for a down payment 2021, by age group
Factors that are holding back non-homeowners from saving for a down payment in the United States in 2021, by age group
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Emergency bill: savings, credit card, borrow vs personal loan U.S. 2022
Emergency bill: savings, credit card, borrow vs personal loan U.S. 2022
Share of Americans who would use selected methods to cover an emergency 1,000 U.S. dollar bill in January 2022
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Bank account and service complaints reported CFPB in the U.S. 2022
Bank account and service complaints reported CFPB in the U.S. 2022
Distribution of checking or savings complaints reported to Consumer Financial Protection Bureau in the United States in 2022
Impact of the economy on savings
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- Premium Statistic Adults who spent money from their savings due to inflation in the U.S. 2022, by age
- Premium Statistic Main reasons why people could not save more in the U.S. 2022
- Premium Statistic Share of people who have delayed financial milestones in the U.S. 2022
- Premium Statistic Share of people who avoided expenditures in the U.S. 2022
- Premium Statistic Actions people have found most effective to save money worldwide 2022
Impact of the economy on savings
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Premium Statistic
Adults who spent money from their savings due to inflation in the U.S. 2022, by age
Adults who spent money from their savings due to inflation in the U.S. 2022, by age
Share of adults who have spent money from their savings because of inflation in the United States as of May 2022, by age
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Main reasons why people could not save more in the U.S. 2022
Main reasons why people could not save more in the U.S. 2022
Main reasons why people could not save more in the United States as of September 2022
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Premium Statistic
Share of people who have delayed financial milestones in the U.S. 2022
Share of people who have delayed financial milestones in the U.S. 2022
Share of people who have delayed the following financial milestones due to the current economic situation in the United States as of October 2022
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Premium Statistic
Share of people who avoided expenditures in the U.S. 2022
Share of people who avoided expenditures in the U.S. 2022
Share of people who avoided the following expenditures in the previous year due to the current economic situation in the United States as of October 2022
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Premium Statistic
Actions people have found most effective to save money worldwide 2022
Actions people have found most effective to save money worldwide 2022
Actions that people have found most effective to cut costs as of September 2022, by type of action
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