Consideration of own ability to repay when applying for loans China 2019

According to a survey conducted in 2019 among consumers of financial products in China, about 71 percent of respondents stated that they took into account their ability to pay back the loans before applying for one. Chinese consumers seemed to be conscientious about repaying loans that they took out, with close to 55 percent of respondents stating that they would pay back credit card loans in full.

Respondents who took in consideration their ability to repay loans when applying for loans in China as of 2019

Share of respondents
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Source

Release date

July 2019

Region

China

Survey time period

2019

Number of respondents

18,600 respondents

Special properties

consumers of financial products

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