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American Rescue Plan removes ACA subsidy cliff for two years starting 2021

ACA subsidy cliff: health insurance premiums as percent of income among U.S. adults of 60 years with average Silver Plan under the ACA vs COVID-19 Relief Law in 2021

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Release date

March 2021


United States

Survey time period


Supplementary notes

Alaska and Hawaii are excluded from this chart because these states have different poverty guidelines, and thus different subsidy cutoffs, from the rest of the U.S. This analysis includes plans that are offered on exchange. ACA premiums account for additional financial assistance provided to enrollees in California and Vermont. The $15,000 income scenarios (118%FPL) reflect weighted average premiums in states that have not yet expanded Medicaid.

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