Americans without health insurance – additional information
Health insurance means that the insurer will either cover or reimburse the policyholder’s medical expenses in exchange for a premium. In the U.S. there are public and private forms of health insurance, as well as social welfare programs such as Medicaid and programs just for veterans such as CHAMPVA. The Affordable Care Act (ACA) was enacted in 2010, which has dramatically reduced the number of uninsured Americans, though there’s still room for improvement. In spite of its success in providing more Americans with health insurance, ACA has had an almost equal number of proponents and opponents since its introduction.
The number of uninsured people is higher in certain demographic groups. For instance, Hispanics continue to be the ethnic group with the highest rate of uninsured people, even after ACA. Meanwhile the share of uninsured white people is still lower than the national average.
There are also extreme differences between areas of the U.S. when it comes to health insurance. Brownville-Harlington, TX was the metro area with the highest uninsured rate in 2015 with 35.4 percent, whereas Worcester, MA had the lowest uninsured rate with 3.4 percent.