Indonesia: credit card use per capita

The number of times a person in Indonesia used a credit card for payments declined by over 20 percent between in 2020, and only recovered slightly in 2021. In the first year of the coronavirus pandemic, an estimated 1.3 transactions were made per capita - a number that is significantly lower when compared to other countries. Indeed, credit cards are not a popular in-store payment method in Indonesia. Cash made up the majority of in-store payments in Indonesia in 2021, although its market share decreased significantly since COVID-19.

Total number of credit card transactions processed for payments in Indonesia from 2012 to 2021

Characteristic	Credit card transactions (in millions)	Credit card payments per capita
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Release date

January 2023

More information

Region

Indonesia

Survey time period

2012 to 2021

Age group

15 years and older

Special properties

Cards issued by resident PSPs; The source did not provide figures from before 2012

Supplementary notes

The figures have been taken from several publications. The per capita figures have been calculated by Statista, based on population figures from the World Bank.

The numbers shown are estimates based on the following indicators:

1. Credit cards