Seen as a competitive market for credit cards, the U.S. houses some of the world's most-known brands and has the highest user figures for the payment option. The number of credit cards in circulation, for example, is roughly three times higher than the debit card count. The market consists of four major players, with market shares of Visa outweighing its competitors for several subsequent years. Of the banking institutions in the United States that issued credit cards, Citibank and Chase ranked among the largest issuers of credit cards in the country, with over 80 million active accounts each. Will inflation and economic uncertainty in 2022, however, change the payment behavior of Americans?
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Raynor de Best
Content expert covering payments and (crypto)currencies