Average annual cost of health insurance deductibles in the U.S. 2010-2021

Published by Jennifer Rudden, Jan 11, 2022
Average annual deductibles for employer-sponsored health insurance plans in the United States have increased from 2010 to 2020. In 2010, the average deductible cost for an individual was 917 U.S. dollars. By 2021, this had increased to 1,669 U.S. dollars. During the period under observation the only year in which average deductibles decreased year on year was 2020, but this was only by 11 U.S. dollars - and the 2021 value was higher than the value recorded for 2019.

Average annual deductibles for employer-sponsored health insurance in the United States from 2010 to 2021 (in U.S. dollars)

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Release date

November 2021

Region

United States

Survey time period

2010 to 2021

Number of respondents

1,686 respondents

Special properties

Business owners and human resource/benefits managers at randomly selected non-federal public and private employers with three or more workers

Method of interview

Telephone interview

Supplementary notes

Values taken from multiple publications.

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