Consumer spending by income quintiles U.S. 2021

In 2021, the lowest 20 percent of income consumer units spent about 41.6 percent of their total expenditure on housing. Consumer units belonging to the highest 20 percent of income spent only 30 percent on housing. Additionally, those in the highest income quintile spent 17.2 percent of their total expenditure on personal insurance and pensions, while the lowest 20 percent spent only 1.7 percent.

Share of average annual consumer expenditure on major categories in the United States in 2021, by income quintiles

Characteristic	Housing	Transportation	Food	Personal insurance and pensions	Healthcare	Entertainment	Cash contributions	Apparel and services
Average	33.8%	16.4%	12.4%	11.8%	8.1%	5.3%	3.6%	2.6%
Lowest 20 percent	41.6%	13.8%	15.8%	1.7%	10%	4.5%	3.1%	3.1%
Second 20 percent	38%	18.2%	13.2%	4.9%	9.7%	4.7%	3.2%	2.7%
Third 20 percent	35.7%	18.4%	13.2%	9%	8.6%	4.6%	2.8%	2.8%
Fourth 20 percent	33.2%	17.2%	12.5%	12.5%	8.4%	5.2%	2.9%	2.4%
Highest 20 percent	30%	15%	10.9%	17.2%	6.8%	6.2%	4.6%	2.6%

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Release date

September 2022

More information

Region

United States

Survey time period

2021

Supplementary notes

Consumer units include families, single persons living alone or sharing a household with others but who are financially independent, or two or more persons living together who share expenses.

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