Policy funding ratio of the five largest pension funds in the Netherlands 2015-2022
The quarterly policy funding ratio of the five largest pension funds in the Netherlands fluctuated between the first quarter of 2016 and the second quarter of 2022. From January 1st, 2015, the policy funding ratio determines the financial health of Dutch pension funds. The policy funding ratio is the average of the funding ratio of the last 12 months and compares the assets from a pension fund against its liabilities. Should the index reach 100%, the fund is able to pay all the pensions. Should the ratio become too low, funds are forced to cut in their pensions. The policy funding ratio is reported to the Dutch Central Bank (DNB). In the second quarter of 2022, the assets of all the Dutch pension funds considered outweighed their liabilities, as they all had policy funding ratios larger than 100 percent.
