This statistic shows the biannual evolution of the applications received to benefit from the provisions of Royal Decree Law 6/2012 of urgent measures for the protection of mortgage debtors in Spain between 2015 and 2016. In the first half of 2016, the number of applications received exceeded the figure of 17,000.
Semester evolution of the applications received to benefit from the provisions of Royal Decree Law 6/2012 of urgent measures for the protection of mortgage debtors in Spain between 2015 and 2016
The Royal Decree-Law 6/2012 created the code of good practices to which, voluntarily, the credit entities and other entities that, in a professional manner, carry out the activity of granting loans or mortgage loans can adhere.
The mortgage debtors included in the scope of protection of this royal decree are the holders of loans or loans with mortgage guarantee, which are faced with difficulties to cope with the payments of their loans, since the members of their family unit do not have income derived from work or economic activities and the fees payable exceed
50% or 40% of your income.
The regulation provides that they can request a restructuring of their debt, a reduction so that the amount of their installments is reduced or, finally,
term, deliver the house with the debt being canceled.
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Ministerio de Economía y Empresa. (April 25, 2016). Semester evolution of the applications received to benefit from the provisions of Royal Decree Law 6/2012 of urgent measures for the protection of mortgage debtors in Spain between 2015 and 2016 [Graph]. In Statista. Retrieved September 18, 2020, from https://www.statista.com/statistics/775750/protection-from-debtors-mortgages-requests-from-reception-to-the-rdl-6-2012-spain/
Ministerio de Economía y Empresa. "Semester evolution of the applications received to benefit from the provisions of Royal Decree Law 6/2012 of urgent measures for the protection of mortgage debtors in Spain between 2015 and 2016." Chart. April 25, 2016. Statista. Accessed September 18, 2020. https://www.statista.com/statistics/775750/protection-from-debtors-mortgages-requests-from-reception-to-the-rdl-6-2012-spain/
Ministerio de Economía y Empresa. (2016). Semester evolution of the applications received to benefit from the provisions of Royal Decree Law 6/2012 of urgent measures for the protection of mortgage debtors in Spain between 2015 and 2016. Statista. Statista Inc.. Accessed: September 18, 2020. https://www.statista.com/statistics/775750/protection-from-debtors-mortgages-requests-from-reception-to-the-rdl-6-2012-spain/
Ministerio de Economía y Empresa. "Semester Evolution of The Applications Received to Benefit from The Provisions of Royal Decree Law 6/2012 of Urgent Measures for The Protection of Mortgage Debtors in Spain between 2015 and 2016." Statista, Statista Inc., 25 Apr 2016, https://www.statista.com/statistics/775750/protection-from-debtors-mortgages-requests-from-reception-to-the-rdl-6-2012-spain/
Ministerio de Economía y Empresa, Semester evolution of the applications received to benefit from the provisions of Royal Decree Law 6/2012 of urgent measures for the protection of mortgage debtors in Spain between 2015 and 2016 Statista, https://www.statista.com/statistics/775750/protection-from-debtors-mortgages-requests-from-reception-to-the-rdl-6-2012-spain/ (last visited September 18, 2020)
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