Mortgages in the United Kingdom (UK) - statistics & facts
Key insights
- Total outstanding residential mortgage lending UK
- 1.83tr EUR

Detailed statistics
Outstanding residential mortgage lending in Europe as of Q3 2022
- Number of mortgage sales
- 1.2k

Detailed statistics
Total number of mortgage sales in the UK 2021, by borrower
- Home ownership rate UK
- 65.2%

Detailed statistics
Homeownership rate in Europe 2021, by country
Editor’s Picks Current statistics on this topic
Current statistics on this topic
Related topics
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Introduction
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- Premium Statistic Mortgage affordability in the UK 2002-2022 with a forecast until 2026
- Premium Statistic Average mortgage interest rates in the UK 2000-2022
- Premium Statistic Gross mortgage lending in the UK 2007-2021
- Basic Statistic Outstanding amounts of lending to individuals in the UK 2007-2022, by loan type
- Premium Statistic Regional median LTV ratio for mortgage sales in the UK 2021
- Basic Statistic Gross mortgage lending market share of leading UK banks 2021
- Premium Statistic Building societies ranked by group assets in the UK 2021
- Premium Statistic Brand searches per month of the leading mortgage websites in the UK in 2021
- Premium Statistic Online visibility of the leading mortgage websites in the UK in 2021
Introduction
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Premium Statistic
Mortgage affordability in the UK 2002-2022 with a forecast until 2026
Mortgage affordability in the UK 2002-2022 with a forecast until 2026
Mortgage affordability in the United Kingdom (UK) from 2002 to 2022 with a forecast until 2026
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Premium Statistic
Average mortgage interest rates in the UK 2000-2022
Average mortgage interest rates in the UK 2000-2022
Average interest rates for mortgages in the United Kingdom (UK) from March 2000 to January 2023, by type of mortgage
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Premium Statistic
Gross mortgage lending in the UK 2007-2021
Gross mortgage lending in the UK 2007-2021
Total value of gross mortgage lending in the United Kingdom (UK) from 2007 to 2021 (in billion GBP)
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Basic Statistic
Outstanding amounts of lending to individuals in the UK 2007-2022, by loan type
Outstanding amounts of lending to individuals in the UK 2007-2022, by loan type
Outstanding amounts of lending to individuals excluding student loans in the United Kingdom (UK) from January 2007 to December 2022, by loan type (in billion GBP)
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Premium Statistic
Regional median LTV ratio for mortgage sales in the UK 2021
Regional median LTV ratio for mortgage sales in the UK 2021
Median loan-to-value (LTV) ratio for mortgage sales in the United Kingdom (UK) as of 4th quarter 2021, by region
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Basic Statistic
Gross mortgage lending market share of leading UK banks 2021
Gross mortgage lending market share of leading UK banks 2021
Largest mortgage lenders in the United Kingdom (UK) in 2021, by market share
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Premium Statistic
Building societies ranked by group assets in the UK 2021
Building societies ranked by group assets in the UK 2021
Leading building societies in the United Kingdom (UK) in 2021, by total group assets (in million GBP)
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Premium Statistic
Brand searches per month of the leading mortgage websites in the UK in 2021
Brand searches per month of the leading mortgage websites in the UK in 2021
Leading mortgage providers by monthly number of brand searches in the United Kingdom (UK) in 2021 (index score)
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Premium Statistic
Online visibility of the leading mortgage websites in the UK in 2021
Online visibility of the leading mortgage websites in the UK in 2021
Leading mortgage websites by online visibility score in the United Kingdom (UK) in 2021 (index score)
Mortgage volumes in the UK
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- Premium Statistic Total number of mortgage sales in the UK 2014-2021, by interest rate type
- Basic Statistic Quarterly gross mortgage lending in the UK Q4 2018- Q2 2022
- Basic Statistic Value of approvals for lending secured on dwelling in the UK 2017-2022
- Premium Statistic Residential loans for house purchase (gross advances) in the UK 2015-2022, by scheme
- Premium Statistic House purchase loans distribution (gross advances) in the UK 2015-2022, by purpose
- Premium Statistic Gross mortgage lending of building societies in the UK 2017-2022
- Premium Statistic Number of mortgage approvals in the UK 2012-2022
- Premium Statistic Number of approvals for lending secured on dwellings in the UK 2017-2022
- Premium Statistic Average value of mortgages granted in the UK Q1 2016-Q3 2022
- Premium Statistic Value of residential mortgage loans in the UK 2019-2021 with a forecast until 2024
Mortgage volumes in the UK
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Premium Statistic
Total number of mortgage sales in the UK 2014-2021, by interest rate type
Total number of mortgage sales in the UK 2014-2021, by interest rate type
Total number of mortgage sales in the United Kingdom (UK) from 2014 to 2021, by interest rate type (in 1,000s)
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Basic Statistic
Quarterly gross mortgage lending in the UK Q4 2018- Q2 2022
Quarterly gross mortgage lending in the UK Q4 2018- Q2 2022
Total value of gross mortgage lending in the United Kingdom (UK) from 4th quarter 2018 to 2nd quarter 2022 (in billion GBP)
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Basic Statistic
Value of approvals for lending secured on dwelling in the UK 2017-2022
Value of approvals for lending secured on dwelling in the UK 2017-2022
Total value of approvals for house purchase lending and remortgaging (lending secured on dwellings) in United Kingdom (UK) from January 2017 to September 2022 (in million GBP)
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Residential loans for house purchase (gross advances) in the UK 2015-2022, by scheme
Residential loans for house purchase (gross advances) in the UK 2015-2022, by scheme
Breakdown of gross advances for new house purchase residential loans in the United Kingdom (UK) from 1st quarter 2015 to 2nd quarter 2022, by scheme
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Premium Statistic
House purchase loans distribution (gross advances) in the UK 2015-2022, by purpose
House purchase loans distribution (gross advances) in the UK 2015-2022, by purpose
Distribution of gross advances on residential loans in the United Kingdom (UK) from the 1st quarter 2015 to the 2nd quarter 2022, by loan purpose
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Premium Statistic
Gross mortgage lending of building societies in the UK 2017-2022
Gross mortgage lending of building societies in the UK 2017-2022
Monthly value of building societies residential mortgage loans in the United Kingdom (UK) from January 2017 to March 2022 (in million GBP)
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Premium Statistic
Number of mortgage approvals in the UK 2012-2022
Number of mortgage approvals in the UK 2012-2022
Total number of mortgage approvals in the United Kingdom (UK) from January 2012 to August 2022, by loan type (in 1,000s)
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Premium Statistic
Number of approvals for lending secured on dwellings in the UK 2017-2022
Number of approvals for lending secured on dwellings in the UK 2017-2022
Number of approvals for house purchase lending and remortgaging (lending secured on dwellings) in United Kingdom (UK) from January 2017 to November 2022
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Premium Statistic
Average value of mortgages granted in the UK Q1 2016-Q3 2022
Average value of mortgages granted in the UK Q1 2016-Q3 2022
Average value of mortgages granted in the United Kingdom (UK) from 1st quarter 2016 to to 3rd quarter 2022 (in 1,000 GBP)
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Premium Statistic
Value of residential mortgage loans in the UK 2019-2021 with a forecast until 2024
Value of residential mortgage loans in the UK 2019-2021 with a forecast until 2024
Total value of current and forecasted residential mortgage loans in the United Kingdom (UK) from 2019 to 2021 with a forecast from 2022 to 2024 (in billion GBP)
Households with mortgage: context and distribution
7
- Basic Statistic Value of housing loans in the UK 2016-2020 and forecast until 2023, by loan type
- Premium Statistic Distribution of new dwellings with mortgage in the UK 2021, by type
- Basic Statistic England: homeowner distribution 2022, by home financing and age
- Premium Statistic England: homes with mortgage in 2022, by household type
- Premium Statistic Leading sources for funding a first time home purchase in the UK in 2022
- Premium Statistic First time buyer mortgage in the UK 2020-2021, by region
- Premium Statistic Major barriers to buying a residential property in the UK 2016-2022
Households with mortgage: context and distribution
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Basic Statistic
Value of housing loans in the UK 2016-2020 and forecast until 2023, by loan type
Value of housing loans in the UK 2016-2020 and forecast until 2023, by loan type
Value of housing loans in the United Kingdom (UK) from 2016 to 2020 and forecast until 2023, by loan purpose (in billion GBP)
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Premium Statistic
Distribution of new dwellings with mortgage in the UK 2021, by type
Distribution of new dwellings with mortgage in the UK 2021, by type
Distribution of new dwellings with mortgage in the United Kingdom (UK) in 2021, by dwelling type
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Basic Statistic
England: homeowner distribution 2022, by home financing and age
England: homeowner distribution 2022, by home financing and age
Distribution of homeowners in England in 2022, by type of home financing and age
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Premium Statistic
England: homes with mortgage in 2022, by household type
England: homes with mortgage in 2022, by household type
Distribution of persons buying homes with mortgage in England in 2022, by household type
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Premium Statistic
Leading sources for funding a first time home purchase in the UK in 2022
Leading sources for funding a first time home purchase in the UK in 2022
Share of prospective first time buyers in the United Kingdom (UK) in 2022, by sources of deposit funding
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Premium Statistic
First time buyer mortgage in the UK 2020-2021, by region
First time buyer mortgage in the UK 2020-2021, by region
Average mortgage of first time buyers in the United Kingdom (UK) in 2020 and 2021, by region (in GBP)
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Major barriers to buying a residential property in the UK 2016-2022
Major barriers to buying a residential property in the UK 2016-2022
Share of respondents who consider certain issues as barriers to home ownership in the United Kingdom (UK) from 2016 to 2022
Mortgage repayments
6
- Basic Statistic Mortgage payment to income share in the UK 2000-2021, by type of buyer
- Basic Statistic Secured lending regular repayments in the UK 2012-2022
- Basic Statistic Secured lending: repayments on redemption in the UK 2012-2021
- Premium Statistic Secured lending lump sum repayments in the UK 2012-2022
- Premium Statistic Mortgage interest and council tax: weekly household spending in the UK 2021, by type
- Premium Statistic Dwellings and mortgages: weekly household spending in the UK 2021, by type
Mortgage repayments
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Basic Statistic
Mortgage payment to income share in the UK 2000-2021, by type of buyer
Mortgage payment to income share in the UK 2000-2021, by type of buyer
Total mortgage payment as a percentage of income in the United Kingdom (UK) from 2000 to 2021, by type of buyer
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Basic Statistic
Secured lending regular repayments in the UK 2012-2022
Secured lending regular repayments in the UK 2012-2022
Quarterly regular repayments of lending secured on dwellings (home purchase loans and remortgaging) in the United Kingdom (UK) from 1st quarter 2012 to 3rd quarter 2022 (in million GBP)
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Basic Statistic
Secured lending: repayments on redemption in the UK 2012-2021
Secured lending: repayments on redemption in the UK 2012-2021
Quarterly repayments on redemption of loans secured on dwellings (house purchase or remortgaging) in the United Kingdom (UK) from 1st quarter 2012 to 3rd quarter 2021 (in million GBP)
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Premium Statistic
Secured lending lump sum repayments in the UK 2012-2022
Secured lending lump sum repayments in the UK 2012-2022
Quarterly lump sum repayments of lending secured on dwellings (house purchase loans and remortgaging) in the United Kingdom (UK) from 1st quarter 2012 to 3rd quarter 2022 (in million GBP)
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Premium Statistic
Mortgage interest and council tax: weekly household spending in the UK 2021, by type
Mortgage interest and council tax: weekly household spending in the UK 2021, by type
Average weekly household expenditure on mortgage interest payments and council tax in the United Kingdom (UK) in 2021, by type (in GBP)
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Premium Statistic
Dwellings and mortgages: weekly household spending in the UK 2021, by type
Dwellings and mortgages: weekly household spending in the UK 2021, by type
Average weekly household expenditure on purchase or alteration of dwellings and mortgages in the United Kingdom (UK) in 2021, by type (in GBP)
Repossessions and consumer complaints
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- Premium Statistic Residential mortgage loan write-offs: share in the United Kingdom (UK) 2019-2024
- Premium Statistic Repossessions of mortgages in England and Wales Q1 2010-Q3 2022, by mortgage type
- Premium Statistic Customer complaints relating to mortgage services in the UK 2010-2022
- Basic Statistic Customer complaints about mortgage endowments in the UK 2009-2022
- Premium Statistic Home finance services complaints in the UK H1 2022, by cause
Repossessions and consumer complaints
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Premium Statistic
Residential mortgage loan write-offs: share in the United Kingdom (UK) 2019-2024
Residential mortgage loan write-offs: share in the United Kingdom (UK) 2019-2024
Share of residential mortgage loan write-offs in the United Kingdom (UK) from 2019 to 2022 with forecast from 2022 to 2024
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Premium Statistic
Repossessions of mortgages in England and Wales Q1 2010-Q3 2022, by mortgage type
Repossessions of mortgages in England and Wales Q1 2010-Q3 2022, by mortgage type
Number of repossessions of mortgages to landlords and private individuals in England and Wales from 1st quarter 2010 to 3rd quarter 2022
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Premium Statistic
Customer complaints relating to mortgage services in the UK 2010-2022
Customer complaints relating to mortgage services in the UK 2010-2022
Number of complaints regarding mortgage products and services in the United Kingdom (UK) from 2009/2010 to 2021/2022
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Basic Statistic
Customer complaints about mortgage endowments in the UK 2009-2022
Customer complaints about mortgage endowments in the UK 2009-2022
Number of complaints regarding mortgage endowments in the United Kingdom (UK) from 2009/2010 to 2021/2022
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Premium Statistic
Home finance services complaints in the UK H1 2022, by cause
Home finance services complaints in the UK H1 2022, by cause
Number of complaints regarding home finance products in the United Kingdom (UK) in the first half of 2022, by cause of complaint
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