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Interest rate for new mortgages in the Netherlands 2003-2018
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Interest rate for new mortgages in the Netherlands 2003-2018
Average interest rate for new mortgages in the Netherlands from 2003 to 2018
by Raynor de Best,
last edited
Aug 19, 2019
In 2018, the interest rate for new mortgage loans reached an average of 2.40 percent. This is the lowest point since the source started to measure the data in 2003. The average interest rate for outstanding mortgages had a similar development. From a mortgage rate of 5.45 percent in 2003, it declined to a rate of 3.2 percent in 2018.
Are mortgage rates in the Netherlands different from other European countries?
When comparing this ranking to data that covers multiple European countries, the Netherlands’ mortgage rate was similar to the rates found in Belgium (1.91 percent in the first quarter of 2019), the United Kingdom (2.11 percent) and Germany (1.79 percent). It was, however, a lot lower than the rates in Eastern Europe. Hungary and Poland, for example, had mortgage rates of around five and six percent. For more information on the European mortgage market and how much the countries differ from each other, please visit this dedicated research page.How big is the mortgage market in the Netherlands?
In 2018, approximately 346,000 mortgage loans were sold. This was a decrease from the previous year, but still higher than previous years. The Netherlands is regarded as one of the countries with the highest mortgage debt in Europe, as Dutch homeowners were able to for many years to deduct interest paid from pre-tax income (a system known in the Netherlands as hypotheekrenteaftrek). Total mortgage debt of Dutch households reached a value of approximately 714 billion euros in 2018.Average interest rate for new mortgages in the Netherlands from 2003 to 2018
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by Raynor de Best,
last edited
Aug 19, 2019
In 2018, the interest rate for new mortgage loans reached an average of 2.40 percent. This is the lowest point since the source started to measure the data in 2003. The average interest rate for outstanding mortgages had a similar development. From a mortgage rate of 5.45 percent in 2003, it declined to a rate of 3.2 percent in 2018.
Are mortgage rates in the Netherlands different from other European countries?
When comparing this ranking to data that covers multiple European countries, the Netherlands’ mortgage rate was similar to the rates found in Belgium (1.91 percent in the first quarter of 2019), the United Kingdom (2.11 percent) and Germany (1.79 percent). It was, however, a lot lower than the rates in Eastern Europe. Hungary and Poland, for example, had mortgage rates of around five and six percent. For more information on the European mortgage market and how much the countries differ from each other, please visit this dedicated research page.How big is the mortgage market in the Netherlands?
In 2018, approximately 346,000 mortgage loans were sold. This was a decrease from the previous year, but still higher than previous years. The Netherlands is regarded as one of the countries with the highest mortgage debt in Europe, as Dutch homeowners were able to for many years to deduct interest paid from pre-tax income (a system known in the Netherlands as hypotheekrenteaftrek). Total mortgage debt of Dutch households reached a value of approximately 714 billion euros in 2018.- Show sources information
- Show publisher information
- Release date
- February 2019
- Region
- Netherlands
- Survey time period
- 2003 to 2018
- Supplementary notes
-
The source states that the interest rates are calculated by taking the average (weighted by the size of the new contracts or outstanding amounts) of the reporting banks' interest rates.
* 2017 and 2018 mark a change in the source's methodology.
Source
- Show sources information
- Show publisher information
- Release date
- February 2019
More information
- Region
- Netherlands
- Survey time period
- 2003 to 2018
- Supplementary notes
-
The source states that the interest rates are calculated by taking the average (weighted by the size of the new contracts or outstanding amounts) of the reporting banks' interest rates.
* 2017 and 2018 mark a change in the source's methodology.
Other statistics on the topic
Residential real estate in the Benelux
Real Estate, Rental & Leasing
Total mortgage debt from households Netherlands 1995-2018
+Real Estate, Rental & Leasing
Leading mortgage providers in the Netherlands 2019, by market share
+Real Estate, Rental & Leasing
Mortgage value forecast change in the Netherlands 2017-2020
+Real Estate, Rental & Leasing
Number of mortgages sold in the Netherlands 2007-2018
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Mortgages in the Netherlands
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Statistics on "Mortgages in the Netherlands"
- Market overview
The most important statistics
- Number of mortgages sold in the Netherlands from 2007 to 2018 (in 1,000s)Number of mortgages sold in the Netherlands 2007-2018
- Quarterly number of mortgages sold in the Netherlands from 3rd quarter 2015 to 2nd quarter 2019 (in 1,000s)Number of mortgages sold in the Netherlands 2015-2018
- Volume of new mortgages in the Netherlands from 2006 to 2018 (in million euros)Volume of new mortgages in the Netherlands 2006-2018
- Total mortgage revenue in the Netherlands from 2007 to 2018 (in billion euros)Total revenue from mortgage sales in the Netherlands 2007-2018
- Total mortgage debt from households in the Netherlands from 1995 to 2018 (in million euros)Total mortgage debt from households Netherlands 1995-2018
- Total home mortgages of households in the Netherlands from 1st quarter 2010 to 2nd quarter 2019 (in million euros)*Total home mortgages of households in the Netherlands 2010-2019
- Average mortgage debt for households with an own house in the Netherlands from 2006 to 2015 (in 1,000 euros)Average mortgage debt for households with an own house in the Netherlands 2006-2015
- Forecast of the percentage change on previous year of the total mortgage value in the Netherlands from 2017 to 2020Mortgage value forecast change in the Netherlands 2017-2020
- Leading providers
The most important statistics
- Leading mortgage providers in the Netherlands as of 2nd quarter of 2019, by market shareLeading mortgage providers in the Netherlands 2019, by market share
- Changes in outstanding mortgage debt in the Netherlands between 2010 and 2016, by mortgage provider (in billion euros)Changes in outstanding mortgage debt in Netherlands 2010-2016, by mortgage provider
- Through which channel have you closed the mortgage?Channels used to close a mortgage in the Netherlands 2010-2017, by channel
- Which type of advisor did you consult about your mortgage?*Type of advisor consulted about a mortgage in the Netherlands 2012-2016
- Number of accounts in mortgage loan repayment savings products of households with Dutch banks from 2008 to 2018Accounts mortgage loan repayment savings products households Dutch banks 2008-2018
- Interest rate
The most important statistics
- Average interest rate for new mortgages in the Netherlands from 2003 to 2018Interest rate for new mortgages in the Netherlands 2003-2018
- Quarterly interest rate for new mortgages in the Netherlands from 1st quarter 2015 to 2nd quarter 2019Quarterly interest rate for new mortgages in the Netherlands 2015-2019
- Average interest rate for new mortgages in the Netherlands with an initial rate fixation over ten years from 2006 to 2017Interest rate new mortgages Netherlands rate >10 years 2006-2017
- Average interest rate for outstanding mortgages in the Netherlands from 2006 to 2018Interest rate for outstanding mortgages in the Netherlands 2003-2018
- Quarterly interest rate for outstanding mortgages in the Netherlands from 1st quarter 2015 to 3rd quarter 2018Quarterly interest rate for outstanding mortgages in the Netherlands 2015-2018
- Quarterly interest rate for outstanding mortgages with a maturity less than one year in the Netherlands from 1st quarter 2015 to 3rd quarter 2018Interest rate mortgages under 1 year in the Netherlands 2015-2018
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Further Content: Statistics, Studies, and Topic Pages
Statistics
- Interest rate outstanding mortgages in the Netherlands maturity <1 year 2006-2016
- Interest rate outstanding mortgages Netherlands with a maturity >5 years 2006-2016
- Interest rate new mortgages rate 10+ years the Netherlands 2015-2018
- Interest rate new mortgages Netherlands rate fixation <1 year 2006-2016
- Interest rate new mortgages Netherlands rate fixation >1 <=5 years 2006-2016
- Interest rate outstanding mortgages Netherlands with maturity >1 <=5 years 2006-2016
- Interest rate new mortgages Netherlands rate fixation >5 <=10 years 2006-2016
- Interest rate new mortgages rate fixation 5-10 years the Netherlands 2015-2018
- Interest rate new mortgages rate fixation 1-5 years the Netherlands 2015-2018
- Interest rate new mortgages rate fixation under 1 year the Netherlands 2015-2018
- Interest rate outstanding mortgages Netherlands 5+ years 2015-2018
- Interest rate mortgages 1 to 5 years in the Netherlands 2015-2018
- Monthly interest rate new mortgages Belgium rate fixation <1 year 2018-2019
- Monthly interest rate for new mortgages Belgium rate fixation 1 to 5 years 2018-2019
- Mortgage holders interest rate deal in Great Britain 2014, by region
- 1-3-month Treasury bills: interest rate within the secondary market Spain 2015-2016
- Home financing usage in the United Kingdom (UK) in 2014, by age
- Interest rate of business loans to large enterprises in Austria 2007-2016
- U.S. metros most affected long-term by Trump Tax Bill 2018
- Mollusks manufacturing sales value weight in the United Kingdom (UK) 2009-2018
Studies
- Mortgage industry of the United States
- Mortgage market in Western European countries
- Hypostat 2019 | A review of Europe's mortgage and housing markets
- Mortgages in Italy
- Mortgages in the Netherlands
- Mortgages in the United Kingdom (UK)
- Hypostat 2018 | A review of Europe's mortgage and housing markets
- hypostat 2017 | A review of Europe's mortgage and housing markets
Statistics on "Mortgages in the Netherlands"
- Number of mortgages sold in the Netherlands 2007-2018
- Number of mortgages sold in the Netherlands 2015-2018
- Volume of new mortgages in the Netherlands 2006-2018
- Total revenue from mortgage sales in the Netherlands 2007-2018
- Total mortgage debt from households Netherlands 1995-2018
- Total home mortgages of households in the Netherlands 2010-2019
- Average mortgage debt for households with an own house in the Netherlands 2006-2015
- Mortgage value forecast change in the Netherlands 2017-2020
- Leading mortgage providers in the Netherlands 2019, by market share
- Changes in outstanding mortgage debt in Netherlands 2010-2016, by mortgage provider
- Channels used to close a mortgage in the Netherlands 2010-2017, by channel
- Type of advisor consulted about a mortgage in the Netherlands 2012-2016
- Accounts mortgage loan repayment savings products households Dutch banks 2008-2018
- Interest rate for new mortgages in the Netherlands 2003-2018
- Quarterly interest rate for new mortgages in the Netherlands 2015-2019
- Interest rate new mortgages Netherlands rate >10 years 2006-2017
- Interest rate for outstanding mortgages in the Netherlands 2003-2018
- Quarterly interest rate for outstanding mortgages in the Netherlands 2015-2018
- Interest rate mortgages under 1 year in the Netherlands 2015-2018
- Interest rate outstanding mortgages in the Netherlands maturity <1 year 2006-2016
- Interest rate outstanding mortgages Netherlands with a maturity >5 years 2006-2016
- Interest rate new mortgages rate 10+ years the Netherlands 2015-2018
- Interest rate new mortgages Netherlands rate fixation <1 year 2006-2016
- Interest rate new mortgages Netherlands rate fixation >1 <=5 years 2006-2016
- Interest rate outstanding mortgages Netherlands with maturity >1 <=5 years 2006-2016
- Interest rate new mortgages Netherlands rate fixation >5 <=10 years 2006-2016
- Interest rate new mortgages rate fixation 5-10 years the Netherlands 2015-2018
- Interest rate new mortgages rate fixation 1-5 years the Netherlands 2015-2018
- Interest rate new mortgages rate fixation under 1 year the Netherlands 2015-2018
- Interest rate outstanding mortgages Netherlands 5+ years 2015-2018
- Interest rate mortgages 1 to 5 years in the Netherlands 2015-2018
- Monthly interest rate new mortgages Belgium rate fixation <1 year 2018-2019
- Monthly interest rate for new mortgages Belgium rate fixation 1 to 5 years 2018-2019
- Mortgage holders interest rate deal in Great Britain 2014, by region
- 1-3-month Treasury bills: interest rate within the secondary market Spain 2015-2016
- Home financing usage in the United Kingdom (UK) in 2014, by age
- Interest rate of business loans to large enterprises in Austria 2007-2016
- U.S. metros most affected long-term by Trump Tax Bill 2018
- Mollusks manufacturing sales value weight in the United Kingdom (UK) 2009-2018
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