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CD ratio of RBL Bank India 2017-2020

In fiscal year 2020, the RBL Bank in India had a credit to deposit ratio of 100.36 percent. This was much higher than the overall CD ratio of private sector banks in the country which stood at around 88 percent that year.
The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues, while a very low ratio can mean that the bank is not using its available resources optimally.

Credit to deposit ratio of RBL Bank in India from financial year 2017 to 2020

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Release date

August 2020



Survey time period

FY 2017 to FY 2020

Supplementary notes

Values have been rounded.

India's financial year begins in April and ends in March. For example, FY 2020 started in April 2019 and ended in March 2020.

One Indian rupee is equal to 0.014 U.S. dollars and 0.011 euros (as of January 2021).

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