Mortgage loan originations in South Korea in 2022, by DTI ratio

Published by
H. Yoo,
Aug 4, 2023
In 2022, about 4.2 trillion South Korean won worth of bogeumjari loans (mortgage loans) were sold to individuals with debt-to-income (DTI) ratios of 20 to 30 percent. Another 3.37 trillion won worth of loans were sold to individuals with DTI ratios of 10 to 20 percent.

Mortgage loan originations in South Korea in 2022, by debt-to-income ratio (in billion South Korean won)

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Release date

August 2023

Region

South Korea

Survey time period

2022

Special properties

based on Bogeumjari loans

Supplementary notes

Bogeumjari loans are fixed-rate mortgage loans designed to help lower-income people purchase a home. DTI stands for debt to income and compares one's income to one's debt on a monthly basis.
1,000 South Korean won equals 0.78 U.S. dollars or 0.71 euro as of August 2023.
Release date is the date of access.

Figures have been rounded.

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