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Retirement income sources in Western Europe: Germany, France and Spain 2018

This statistic illustrates the main sources for current and planned retirement incomes in three Western European nations: Spain, Germany and France, as of 2018. It can be seen that the highest share of people relying on the governmental plans and social benefits was to be found in Spain, with a share of 66 percent at that time. A further 23 percent of Spanish adults planned to use their own savings and investments for retirement support, in comparison with 30 percent in Germany and 27 percent in France. The largest share of respondents stating that a main source of retirement income would be from their employer or previous employers was found in France as of 2018.

Sources of retirement income savings in Germany, France and Spain as of 2018

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Release date

May 2018


France, Germany, Spain

Survey time period


Number of respondents


Special properties

employees and retired people.

Method of interview

Online survey

Supplementary notes

*The findings in this report are based on 14,400 workers and 1,600 retired people surveyed across 15 countries: Australia, Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Turkey, the UK, and the US. The survey was conducted online between January 29 and February 19, 2018.

Figures not adding to 100% are due to rounding.

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