Payment cards with credit function in CEE countries 2015-2018

This statistic shows the development in numbers of payment cards with credit function, as defined by the European Central Bank, in selected countries of Central and Eastern Europe from 2015 to 2018. Throughout the observation period, the number of payment cards allowing for credit line in the Czech Republic decreased from over two million in 2015 to approximately 1.6 million in 2018. In comparison, in Romania the number of credit cards increased.

Number of payment cards with credit function in selected Central and Eastern European countries from 2015 to 2018

2015201620172018
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Source

Release date

November 2019

Region

Europe

Survey time period

2015 to 2018

Supplementary notes

According to the European Central Bank definition, "Card with a credit function enables cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The holder is sometimes charged other fees, such as an annual fee. The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit."
In order to access data: check under Statistical Data Warehouse, access: Payments, then Payment Card Functions. Choose geographic areas and export "cards with credit function".

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