Individuals with or without voluntary excess in the Netherlands 2012-2019

This statistic shows the share of individuals in the Netherlands with or without voluntary excess (in Dutch: vrijwillig eigen risico) under the Dutch Health Insurance Act in the Netherlands from 2012 to 2019. In 2018, approximately ten percent of Dutch individuals with a standard compulsory health insurance had a voluntary excess worth 500 euros.

In the Netherlands, every resident or employee is obliged to take a basic health insurance to cover medical costs from, for example, visits to a general practitioner or the hospital. The Dutch government decides on the cover provided by this package and health insurance companies are obliged to accept everyone who meets the requirements, regardless of age or state of health. It is compulsory, however, from the age of 18 to pay a total mandatory excess (in Dutch: verplicht eigen risico) before the basic insurance reimburses medical costs. This principle was introduced in the Dutch Health Insurance Act (Zvw) in 2008. This mandatory excess can be increased with an additional voluntary excess (in Dutch: vrijwillig eigen risico), in exchange for a lower premium.

Share of individuals in the Netherlands with or without voluntary excess ("vrijwillig eigen risico") under the Dutch Health Insurance Act in the Netherlands from 2012 to 2019

No voluntary excess (e.g. 0 euros)Voluntary excess of 100 eurosVoluntary excess of 200 eurosVoluntary excess of 300 eurosVoluntary excess of 400 eurosVoluntary excess of 500 euros
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Source

Release date

September 2019

Region

Netherlands

Survey time period

2012 to 2018

Age group

18 years and older

Special properties

The figures have been taken from several publications.

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Statistics on "Health insurance in the Netherlands"

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