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Discount per voluntary excess Dutch Health Insurance Act in the Netherlands 2013-2019

Average premium discount per chosen voluntary excess ("vrijwillig eigen risico") under the Dutch Health Insurance Act in the Netherlands from 2013 to 2019

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Release date

September 2019



Survey time period

2011 to 2019

Special properties

The figures have been taken from several publications.

Supplementary notes

The source notes that in the Netherlands: "It is compulsory from the age of 18 to pay a mandatory excess before the basic insurance reimburses medical costs." This principle was introduced in the Dutch Health Insurance Act (called the Zorgverzekeringswet Zvw in Dutch) in 2008. This can be increased with a voluntary excess.

The source states: "Excess can be increased voluntarily with either 100, 200, 300, 400 or 500 euros." In return for taking on the extra risk of potentially paying more medical costs, the premium will decrease. The higher the voluntary excess, the less premium will have to be paid.

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Statistics on "Health insurance in the Netherlands"

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