Leading health insurance companies based on revenue in Netherlands 2018

Leading health insurance companies in the Netherlands in 2018, by revenue in gross written premiums (in million euros)

by Raynor de Best, last edited Sep 11, 2019
Leading health insurance companies based on revenue in Netherlands 2018 Which Dutch health insurance companies are the biggest? In 2018, Zilveren Kruis topped the ranking for gross premiums written due to medical expense insurances in the Netherlands, with a revenue of around nine billion euros. Dutch insurance companies, however, are often part of a larger concern. The five companies Achmea Zorgverzekeringen (in first place), De Friesland Zorgverzekeraar N.V. (sixth), FBTO Zorgverzekering N.V. (14th) and Interpolis Zorgverzekeringen (16th), for example, are all part of the concern Zilveren Kruis. This health insurance concern had a market share of 30 percent in the Netherlands in 2018.
Both the state and the private market are behind basic health insurance in the Netherlands

It is mandatory for Dutch residents or employees to have a basic health insurance. The Dutch government decides yearly on the contents of this basic package which is then offered by the health insurance companies. This package is the same for all companies and the companies are obliged to accept anyone who meets its requirements, regardless of age or medical history. Dutch citizens can then switch between health insurers at the end of every year (for example, if they believe they can get the same package elsewhere at a cheaper price). The idea behind this system is two-fold. First, the government hopes that free market competition curbs increasing health costs (as companies strive to make healthcare as affordable as possible in order to attract more customers). Second, the system is meant to show Dutch citizens how expensive healthcare is. The topic of healthcare expenses is so important to the Dutch that one particular element of the basic health insurance, the so-called mandatory excess or verplicht eigen risico, is widely considered to influence voting behavior during national elections.

On concerns, companies, brands and products

In 2019, the Netherlands had 11 health insurance concerns and roughly 40 companies. The companies use brands with which they can offer between one to four types of health insurance products, or policies (in Dutch: polissen) for the basic insurance. These all offer the same basic healthcare (as required by the government) but with varying price ranges. Supplementary (or aanvullende) health insurances are also available, but the contents of these can be decided by the health insurance companies themselves. This ranking includes several of these supplementary insurances.
Show more

Leading health insurance companies in the Netherlands in 2018, by revenue in gross written premiums (in million euros)

Statista Accounts: Access All Statistics. Starting from $588 / Year
Basic Account
Get to know the platform

You only have access to basic statistics.

Premium Account
Your perfect start with Statista
  • Instant access to 1m statistics
  • Download in XLS, PDF & PNG format
  • Detailed references

$49 / Month *

Corporate Account
Full access

Corporate solution including all features.

* All products require an annual contract.
   Prices do not include sales tax.
Leading companies trust Statista:
Related Studies: Available to Download in PDF or PPTX Format
Health insurance in the Netherlands
Health insurance in the Netherlands

All Information
in one Presentation

Health insurance in the Netherlands

Everything On "Health insurance in the Netherlands" in One Document: Edited and Divided into Handy Chapters. Including Detailed References.

I think of Statista as Google for researchers. Statista provides you with the information you search for right away.
Dr. Horst Stipp

Dr. Horst Stipp
EVP, Research & Innovation, Advertising Research Foundation

Statistics on "Health insurance in the Netherlands"
  • Health insurance companies
The most important statistics
  • Health insurance premiums
  • Mandatory and voluntary excess in basic insurance
  • National health expenditure
  • Average health costs per person
  • Insurance defaulters
Discover Statista
Need help with using Statista for your research? Tutorials and first steps
Further Content: Statistics, Studies, and Topic Pages
Learn more about how Statista can support your business.
Do you have any questions about our business solutions?

We provide you with detailed information about our Corporate Account.