The monthly value of new mortgage lending fluctuated between 14 billion euros (January 2017) and 38 billion euros (September 2017). In May 2023, the value of mortgage loans originated amounted to 14.1 billion euros, down from 24.7 billion euros during the equivalent month in 2022. One of the main reasons for the decline in new lending was the increase in mortgage rates in response to soaring inflation. With borrowing notably more expensive, homebuyer sentiment decreased and buyers were less likely to take out a loan.
Monthly value of new home mortgage loans to households in France from January 2016 to May 2023
(in billion euros)
Characteristic
New housing loans in billion euros
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Exclusive Premium Statistic
To access all Premium Statistics, you need a paid Statista Account
The source adds the following information: "Amount excluding overdrafts, monthly flows Correction of Seasonal Variations. Housing loans all maturities and amounts, resident individuals, new contracts."
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
Banque de France. (July 14, 2023). Monthly value of new home mortgage loans to households in France from January 2016 to May 2023 (in billion euros) [Graph]. In Statista. Retrieved September 01, 2024, from https://www.statista.com/statistics/764104/housing-loans-monthly-value-france/
Banque de France. "Monthly value of new home mortgage loans to households in France from January 2016 to May 2023 (in billion euros)." Chart. July 14, 2023. Statista. Accessed September 01, 2024. https://www.statista.com/statistics/764104/housing-loans-monthly-value-france/
Banque de France. (2023). Monthly value of new home mortgage loans to households in France from January 2016 to May 2023 (in billion euros). Statista. Statista Inc.. Accessed: September 01, 2024. https://www.statista.com/statistics/764104/housing-loans-monthly-value-france/
Banque de France. "Monthly Value of New Home Mortgage Loans to Households in France from January 2016 to May 2023 (in Billion Euros)." Statista, Statista Inc., 14 Jul 2023, https://www.statista.com/statistics/764104/housing-loans-monthly-value-france/
Banque de France, Monthly value of new home mortgage loans to households in France from January 2016 to May 2023 (in billion euros) Statista, https://www.statista.com/statistics/764104/housing-loans-monthly-value-france/ (last visited September 01, 2024)
Monthly value of new home mortgage loans to households in France from January 2016 to May 2023 (in billion euros) [Graph], Banque de France, July 14, 2023. [Online]. Available: https://www.statista.com/statistics/764104/housing-loans-monthly-value-france/