Average credit score in the U.S. 2005-2023

Average credit score in the United States from 2005 to 2023

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Source

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Release date

October 2023

Region

United States

Survey time period

2005 to 2023

Special properties

Average FICO Score 8; Figures are reported with about six months delay.

Supplementary notes

The source adds that credit scores typically break down as follows:

  • 720 or more: excellent
  • 660 - 719: average/fair
  • 620 - 659: poor
  • 620 or lower: bad.

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