Personal debt in the U.S. - statistics & facts
Key insights
- U.S. public debt as share of GDP
- 97%

Detailed statistics
U.S. public debt and forecast as a percentage of GDP 2000-2033
- U.S. household debt as share of GDP
- 76.8%

Detailed statistics
Household debt to GDP ratio in the U.S. 2014-2022
- Share of U.S. non-performing loans held by banks
- 0.9%

Detailed statistics
Share of non-performing loans to total gross loans in the U.S. 2009-2021
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Overview
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- Basic Statistic Household debt to GDP ratio in the U.S. 2014-2022
- Basic Statistic Household debt service payments as a share of disposable income in the U.S. 2011-2022
- Premium Statistic Value of household debt in the U.S. 2022, by type
- Basic Statistic Total average debt in the U.S. in 2021, by generation
Overview
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Basic Statistic
Household debt to GDP ratio in the U.S. 2014-2022
Household debt to GDP ratio in the U.S. 2014-2022
Household debt to GDP ratio in the United States from 1st quarter 2011 to 3rd quarter 2022
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Basic Statistic
Household debt service payments as a share of disposable income in the U.S. 2011-2022
Household debt service payments as a share of disposable income in the U.S. 2011-2022
Household debt service payments as a share of disposable personal income in the United States from 3rd quarter 2011 to 3rd quarter 2022
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Premium Statistic
Value of household debt in the U.S. 2022, by type
Value of household debt in the U.S. 2022, by type
Value of household debt in the United States as of 2nd quarter 2022, by type (in trillion U.S. dollars)
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Basic Statistic
Total average debt in the U.S. in 2021, by generation
Total average debt in the U.S. in 2021, by generation
Total average debt in the United States in 2021, by generation (in U.S. dollars)
Overall consumer lending
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- Basic Statistic Consumer credit debt of households and nonprofit organizations in the U.S. 2011-2022
- Premium Statistic Average consumer debt in the U.S. 2010-2021
- Premium Statistic Amount of personal debt held in the U.S. 2018-2021
- Premium Statistic Main source of debt among consumers in the U.S. 2017-2022
Overall consumer lending
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Basic Statistic
Consumer credit debt of households and nonprofit organizations in the U.S. 2011-2022
Consumer credit debt of households and nonprofit organizations in the U.S. 2011-2022
Consumer credit debt of households and nonprofit organizations in the United States from 1st quarter 2011 to 3rd quarter 2022 (in trillion U.S. dollars)
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Premium Statistic
Average consumer debt in the U.S. 2010-2021
Average consumer debt in the U.S. 2010-2021
Average consumer debt balance in the United States from 2010 to 2021 (in U.S. dollars)
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Premium Statistic
Amount of personal debt held in the U.S. 2018-2021
Amount of personal debt held in the U.S. 2018-2021
Average volume of personal debt other than mortgage held in the United States from 2018 to 2021 (in U.S. dollars)
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Premium Statistic
Main source of debt among consumers in the U.S. 2017-2022
Main source of debt among consumers in the U.S. 2017-2022
Leading sources of debt among consumers in the United States from 2017 to 2022
Mortgage debt
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Basic Statistic
Home mortgage debt of households and nonprofit organizations U.S. 2012-2022
Home mortgage debt of households and nonprofit organizations U.S. 2012-2022
Home mortgage debt of households and nonprofit organizations in the United States from 1st quarter 2012 to 3rd quarter 2022 (in trillion U.S. dollars)
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Premium Statistic
Average mortgage loan amount for home purchases in the U.S. 2012-2021
Average mortgage loan amount for home purchases in the U.S. 2012-2021
Average mortgage loan amount for home purchases in the United States from 2012 to 2021 (in U.S. dollars)
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Premium Statistic
Mortgage down payment for home purchase in the U.S. 2012-2021
Mortgage down payment for home purchase in the U.S. 2012-2021
Median mortgage down payment for home purchase in the United States from 2012 to 2021 (in U.S. dollars)
Car loan debt
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Premium Statistic
Auto loan debt in the U.S. 2010-2021
Auto loan debt in the U.S. 2010-2021
Total outstanding auto loan debt in the United States from 2010 to 2021 (in trillion U.S. dollars)
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Premium Statistic
Average auto loan debt in the U.S. 2010-2021
Average auto loan debt in the U.S. 2010-2021
Average auto loan debt in the United States from 2010 to 2021 (in U.S. dollars)
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Premium Statistic
Average auto loan debt in the U.S. 2021, by generation
Average auto loan debt in the U.S. 2021, by generation
Average auto loan debt in the United States in 2021, by generation (in U.S. dollars)
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Premium Statistic
Average auto loan debt in the U.S. 2021, by state
Average auto loan debt in the U.S. 2021, by state
Average auto loan debt in the United States in 2021, by state (in U.S. dollars)
Credit card debt
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Premium Statistic
Quarterly credit card debt in the U.S. 2010-2022
Quarterly credit card debt in the U.S. 2010-2022
Credit card debt in the United States from 1st quarter 2010 to 3rd quarter 2022 (in billion U.S. dollars)
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Premium Statistic
Credit card debt in the different states of the U.S. 2021
Credit card debt in the different states of the U.S. 2021
Average credit card debt in the United States in 2021, by state (in U.S. dollars)
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Premium Statistic
Average credit card debt in the United States in 2021, by age
Average credit card debt in the United States in 2021, by age
Average credit card debt in the United States in 2021, by age group (in U.S. dollars)
Student loan debt
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Student loan debt
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Basic Statistic
Total student loans provided in the U.S. 2001-2022
Total student loans provided in the U.S. 2001-2022
Total amount provided in student loans in the United States from 2001/02 to 2021/22 (in 2021 billion U.S. dollars)
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Basic Statistic
U.S. undergraduate student aid 2021-2022, by source and type
U.S. undergraduate student aid 2021-2022, by source and type
Amount of undergraduate student aid provided in the United States in 2021-2022 (in billion U.S. dollars)
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Premium Statistic
Average student loan debt in the U.S. 2021, by generation
Average student loan debt in the U.S. 2021, by generation
Average value of student loan debt held in the United States in 2021, by generation (in U.S. dollars)
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Premium Statistic
Number of student loan borrowers by balance U.S. 2021
Number of student loan borrowers by balance U.S. 2021
Number of student loan borrowers in the United States in 2021, by loan balance (in millions)
Buy now, pay later (BNPL)
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Premium Statistic
Buy now, pay later (BNPL) market size in the U.S. 2019-2021, with forecasts to 2026
Buy now, pay later (BNPL) market size in the U.S. 2019-2021, with forecasts to 2026
Estimate of buy now, pay later (BNPL) lending in the United States from 2019 to 2021, with forecasts from 2022 to 2026 (in billion U.S. dollars)
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Premium Statistic
Buy now, pay later (BNPL) order value in the U.S. 2020, by age group
Buy now, pay later (BNPL) order value in the U.S. 2020, by age group
Average buy now, pay later (BNPL) purchase value in the United States in August 2021, by age group
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Premium Statistic
BNPL debt delinquency in the U.S. 2021-2022
BNPL debt delinquency in the U.S. 2021-2022
Share of buy now, pay later (BNPL) users who have missed payments in the United States from August 2021 to June 2022
Attitudes towards debt
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Premium Statistic
Time consumers expect to remain in non-mortgage debt in the U.S. 2022
Time consumers expect to remain in non-mortgage debt in the U.S. 2022
Number of years consumers expect to remain in non-mortgage debt in the United States in 2022
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Premium Statistic
Share of adults who believe their student loan debt was not worth it U.S. 2022
Share of adults who believe their student loan debt was not worth it U.S. 2022
Based on your current financial situation, was taking out student loans worth attending college?
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Premium Statistic
Number of customer complaints about debt collection in the U.S. 2021
Number of customer complaints about debt collection in the U.S. 2021
Number of customer complaints regarding debt collection in the United States in 2021
Loan delinquency
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- Premium Statistic Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2022
- Premium Statistic Homeowners with current or overdue mortgage payments in the U.S. in 2022, by race
- Premium Statistic Share of people with debt in collections in the U.S. 2022
- Premium Statistic Value of student loan debt outstanding, by repayment status U.S. 2021
- Premium Statistic Value of delinquent debt balance per capita in the U.S. 2021-2022 (in U.S. dollars)
Loan delinquency
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Premium Statistic
Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2022
Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2022
Delinquency rate on consumer loans of all commercial banks in the United States from 1st quarter 2007 to 4th quarter 2022
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Premium Statistic
Homeowners with current or overdue mortgage payments in the U.S. in 2022, by race
Homeowners with current or overdue mortgage payments in the U.S. in 2022, by race
Number of homeowners who are caught up or behind on mortgage payment in the United States in October 2022, by race (in million)
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Premium Statistic
Share of people with debt in collections in the U.S. 2022
Share of people with debt in collections in the U.S. 2022
Share of people with a credit bureau record who have any debt in collections in the United States in 2022, by state and type of community
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Premium Statistic
Value of student loan debt outstanding, by repayment status U.S. 2021
Value of student loan debt outstanding, by repayment status U.S. 2021
Value of outstanding student loan debt in the United States in 2021, by repayment status (in billion U.S. dollars)
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Premium Statistic
Value of delinquent debt balance per capita in the U.S. 2021-2022 (in U.S. dollars)
Value of delinquent debt balance per capita in the U.S. 2021-2022 (in U.S. dollars)
Value of delinquent debt balance per capita in the United States from 2021 to 2022, by stage (in U.S. dollars)
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