Personal debt in the U.S. - statistics & facts

Household debt to GDP ratio in the U.S. 2014-2023

Household debt to GDP ratio in the United States from 1st quarter 2011 to 1st quarter 2023

Household debt service payments as a share of disposable income in the U.S. 2011-2023

Household debt service payments as a share of disposable personal income in the United States from 1st quarter 2011 to 1st quarter 2023

Value of household debt in the U.S. 2022, by type

Value of household debt in the United States as of 2nd quarter 2022, by type (in trillion U.S. dollars)

Total average debt in the U.S. in 2022, by generation

Total average debt in the United States in 2022, by generation (in 1,000 U.S. dollars)

Consumer credit debt of households and nonprofit organizations in the U.S. 2011-2023

Consumer credit debt of households and nonprofit organizations in the United States from 1st quarter 2011 to 1st quarter 2023 (in trillion U.S. dollars)

Average consumer debt in the U.S. 2010-2022

Average consumer debt balance in the United States from 2010 to 2022 (in 1,000 U.S. dollars)

Amount of personal debt held in the U.S. 2018-2023

Average volume of personal debt other than mortgage held in the United States from 2018 to 2023 (in U.S. dollars)

Main source of non-mortgage debt among consumers in the U.S. 2023

Leading sources of non-mortgage debt among consumers in the United States in 2023

Home mortgage debt of households and nonprofit organizations U.S. 2012-2023

Home mortgage debt of households and nonprofit organizations in the United States from 1st quarter 2012 to 1st quarter 2022 (in trillion U.S. dollars)

Average mortgage loan amount for home purchases in the U.S. 2012-2022

Average mortgage loan amount for home purchases in the United States from 2012 to 2022 (in U.S. dollars)

Mortgage down payment for home purchase in the U.S. 2012-2023

Median mortgage down payment for home purchase in the United States from 2012 to 2023 (in U.S. dollars)

Auto loan debt in the U.S. 2019-2022

Total outstanding auto loan debt in the United States from 2019 to 2022 (in trillion U.S. dollars)

Average auto loan debt in the U.S. 2010-2022

Average auto loan debt in the United States from 2010 to 2022 (in U.S. dollars)

Average auto loan debt in the U.S. 2022, by generation

Average auto loan debt in the United States in 2022, by generation (in U.S. dollars)

Average auto loan balance in the U.S. 2022, by state

Average auto loan balance in the United States in 2022, by state (in U.S. dollars)

Penetration rate of credit cards in the United States 2013-2028

Penetration rate of credit cards in the United States from 2013 to 2028

Quarterly credit card debt in the U.S. 2010-2023

Credit card debt in the United States from 2nd quarter 2010 to 2nd quarter 2023 (in billion U.S. dollars)

Credit card debt in the different states of the U.S. 2022

Average credit card debt in the United States in the 4th quarter of 2022, by state (in U.S. dollars)

Average credit card balance in the United States in 2023, by age

Average credit card balance in the United States in the 1st quarter of 2023, by age group (in 1,000 U.S. dollars)

Share of adults planning to carry credit card balance in the U.S. 2020-2023

Share of adults planning to carry a credit card balance in the next six months in the United States in 2020 and 2023

Total student loans provided in the U.S. 2001-2023

Total amount provided in student loans in the United States from 2002/01 to 2022/23 (in 2022 billion U.S. dollars)

U.S. undergraduate student aid 2021-2022, by source and type

Amount of undergraduate student aid provided in the United States in 2021-2022 (in billion U.S. dollars)

Average student loan debt in the U.S. 2022, by generation

Average value of student loan debt held in the United States in 2022, by generation (in 1,000 U.S. dollars)

Number of student loan borrowers by balance U.S. 2023

Number of student loan borrowers in the United States in 2023, by loan balance (in millions)

Buy now, pay later (BNPL) market size in the U.S. 2019-2021, with forecasts to 2026

Estimate of buy now, pay later (BNPL) lending in the United States from 2019 to 2021, with forecasts from 2022 to 2026 (in billion U.S. dollars)

Buy now, pay later (BNPL) order value in the U.S. 2020, by age group

Average buy now, pay later (BNPL) purchase value in the United States in August 2021, by age group

BNPL debt delinquency in the U.S. 2021-2023

Share of buy now, pay later (BNPL) users who have missed payments in the United States from April 2022 to February 2023

Time consumers expect to remain in non-mortgage debt in the U.S. 2021-2023

Number of years consumers expect to remain in non-mortgage debt in the United States from 2021 to 2023

Share of adults who believe their student loan debt was not worth it U.S. 2022

Based on your current financial situation, was taking out student loans worth attending college?

Number of customer complaints about debt collection in the U.S. 2021

Number of customer complaints regarding debt collection in the United States in 2021

Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2023

Delinquency rate on consumer loans of all commercial banks in the United States from 1st quarter 2007 to 2nd quarter 2023

Homeowners with current or overdue mortgage payments in the U.S. in 2022, by race

Number of homeowners who are caught up or behind on mortgage payment in the United States in June 2023, by race (in million)

Share of people with debt in collections in the U.S. 2022

Share of people with a credit bureau record who have any debt in collections in the United States in 2022, by state and type of community

Value of student loan debt outstanding, by repayment status U.S. 2023

Value of outstanding student loan debt in the United States in 2023, by repayment status (in billion U.S. dollars)

Value of delinquent debt balance per capita in the U.S. 2021-2022 (in U.S. dollars)

Value of delinquent debt balance per capita in the United States from 2021 to 2022, by stage (in U.S. dollars)