Leading payment card acquirers in the U.S. 2018, by purchase transactions

Worldpay was the leading payment card acquirer in the United States in 2018, with 26.2 billion U.S. dollars in purchase transactions. First Data and Chase Bank followed closely behind, with roughly 22 billion U.S. dollars in transactions each. Bank of America was the only other acquirer to see purchase transactions valued over ten billion U.S. dollars.

Payment card acquisitions

In such transactions, the acquirer is a bank or financial institution that processes credit or debit card payments for products or services of a merchant. Credit or debit cards are the preferred payment method for the majority of people in the United States. This market has particular growth potential in the developing world, where the number of non-cash transactions is projected to increase significantly in the coming years.

Credit card flexibility

New technologies are making credit card use easier, but they also provide alternatives. Mobile wallets such as Apple Pay and PayPal are increasingly commonly accepted by North American retailers. These generally make use of a credit card, but other mobile payment methods such as Venmo use direct bank transfers. To keep from losing market share to the banks, credit card companies might need to find a way to enter the peer-to-peer market.

Leading payment card acquirers in the United States in 2018, by purchase transactions

Purchase transactions in billion U.S. dollars
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Release date

March 2019


United States

Survey time period


Supplementary notes

* First Data figures do not include joint ventures.
** A joint venture with First Data.

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Statistics on "Credit cards in the United States"

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