According to the data, among large firms, 83 percent of workers were covered by self-funded insurance plans in 2023. This statistic depicts the percentage of workers covered by self-funded health insurance plans in the U.S. as of 2023, by firm size.
Percentage of U.S. workers covered by self-funded health insurance plans as of 2023, by firm size
Figure includes covered workers enrolled in self-funded plans in which the firm's liability is limited through stoploss coverage. Self-funded plans: an insurance arrangement in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims. Employers sponsoring self-funded plans typically contract with a third-party administrator or insurer to provide administrative services for the self-funded plan. In some cases, the employer may buy stoploss coverage from an insurer to protect the employer against very large claims.
Large firms: 200 or more workers.
Small firms: 3-199 workers.
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Kaiser Family Foundation. (October 18, 2023). Percentage of U.S. workers covered by self-funded health insurance plans as of 2023, by firm size [Graph]. In Statista. Retrieved December 07, 2024, from https://www.statista.com/statistics/985306/self-funded-health-insurance-covered-workers-by-firm-size-us/?utm_campaign=zetroz-partners-with-michigan-self-insurers-association-to-educate-on-21863551&utm_medium=PR&utm_source=Newswire&utm_term=5
Kaiser Family Foundation. "Percentage of U.S. workers covered by self-funded health insurance plans as of 2023, by firm size." Chart. October 18, 2023. Statista. Accessed December 07, 2024. https://www.statista.com/statistics/985306/self-funded-health-insurance-covered-workers-by-firm-size-us/?utm_campaign=zetroz-partners-with-michigan-self-insurers-association-to-educate-on-21863551&utm_medium=PR&utm_source=Newswire&utm_term=5
Kaiser Family Foundation. (2023). Percentage of U.S. workers covered by self-funded health insurance plans as of 2023, by firm size. Statista. Statista Inc.. Accessed: December 07, 2024. https://www.statista.com/statistics/985306/self-funded-health-insurance-covered-workers-by-firm-size-us/?utm_campaign=zetroz-partners-with-michigan-self-insurers-association-to-educate-on-21863551&utm_medium=PR&utm_source=Newswire&utm_term=5
Kaiser Family Foundation. "Percentage of U.S. Workers Covered by Self-funded Health Insurance Plans as of 2023, by Firm Size." Statista, Statista Inc., 18 Oct 2023, https://www.statista.com/statistics/985306/self-funded-health-insurance-covered-workers-by-firm-size-us/?utm_campaign=zetroz-partners-with-michigan-self-insurers-association-to-educate-on-21863551&utm_medium=PR&utm_source=Newswire&utm_term=5
Kaiser Family Foundation, Percentage of U.S. workers covered by self-funded health insurance plans as of 2023, by firm size Statista, https://www.statista.com/statistics/985306/self-funded-health-insurance-covered-workers-by-firm-size-us/?utm_campaign=zetroz-partners-with-michigan-self-insurers-association-to-educate-on-21863551&utm_medium=PR&utm_source=Newswire&utm_term=5 (last visited December 07, 2024)
Percentage of U.S. workers covered by self-funded health insurance plans as of 2023, by firm size [Graph], Kaiser Family Foundation, October 18, 2023. [Online]. Available: https://www.statista.com/statistics/985306/self-funded-health-insurance-covered-workers-by-firm-size-us/?utm_campaign=zetroz-partners-with-michigan-self-insurers-association-to-educate-on-21863551&utm_medium=PR&utm_source=Newswire&utm_term=5
