According to the data, among all firms, 69 percent of employees were covered by preferred provider organization (PPO) self-funded insurances. Self-funded plans are those in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims rather than purchasing health insurance for them. This statistic depicts the percentage of workers covered by self-funded insurance plans in the U.S. in 2021, by plan type and firm size.
Percentage of U.S. workers covered by self-funded health insurance plans in 2021, by plan type and firm size
Figure includes covered workers enrolled in self-funded plans in which the firm's liability is limited through stoploss coverage. Self-funded plans: an insurance arrangement in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims. Employers sponsoring self-funded plans typically contract with a third-party administrator or insurer to provide administrative services for the self-funded plan. In some cases, the employer may buy stoploss coverage from an insurer to protect the employer against very large claims.
HMO = health maintenance organization.
PPO = preferred provider organization.
HDHP/SO = high-deductible health plan with savings option.
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Kaiser Family Foundation. (November 10, 2021). Percentage of U.S. workers covered by self-funded health insurance plans in 2021, by plan type and firm size [Graph]. In Statista. Retrieved May 16, 2022, from https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation. "Percentage of U.S. workers covered by self-funded health insurance plans in 2021, by plan type and firm size." Chart. November 10, 2021. Statista. Accessed May 16, 2022. https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation. (2021). Percentage of U.S. workers covered by self-funded health insurance plans in 2021, by plan type and firm size. Statista. Statista Inc.. Accessed: May 16, 2022. https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation. "Percentage of U.S. Workers Covered by Self-funded Health Insurance Plans in 2021, by Plan Type and Firm Size." Statista, Statista Inc., 10 Nov 2021, https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/
Kaiser Family Foundation, Percentage of U.S. workers covered by self-funded health insurance plans in 2021, by plan type and firm size Statista, https://www.statista.com/statistics/985356/self-funded-health-insurance-covered-workers-by-plan-type-and-firm-size/ (last visited May 16, 2022)
