Out-of-pocket health care spending in the U.S. - Statistics & Facts
Key insights
- U.S. annual out-of-pocket health care payments per capita
- 1,223USD

Detailed statistics
U.S. per capita out-of-pocket health care payments 2014-2021
- Percentage of median income U.S. employees spent on health plan costs
- 11.6%

Detailed statistics
Share of income spent on health plan costs by U.S. employees 2008-2020
- Percentage of employees who had difficulty understanding their out-of-pocket cost
- 44%

Detailed statistics
U.S. workers with employer-sponsored insurance, problems understanding plans, 2018
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Current statistics on this topic
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Health Insurance in the U.S.
4
- Premium Statistic Percentage of people in the U.S. without health insurance 1997-2021
- Premium Statistic Percentage of U.S. Americans with any health insurance 1990-2021
- Premium Statistic Percentage adults with health insurance in the U.S. 2003-2022
- Basic Statistic Number of health uninsured vs insured adults in the U.S. 2003-2020
Health Insurance in the U.S.
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Premium Statistic
Percentage of people in the U.S. without health insurance 1997-2021
Percentage of people in the U.S. without health insurance 1997-2021
Percentage of people without health insurance in the United States from 1997 to 2021
-
Premium Statistic
Percentage of U.S. Americans with any health insurance 1990-2021
Percentage of U.S. Americans with any health insurance 1990-2021
Percentage of people with any health insurance in the United States from 1990 to 2021
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Premium Statistic
Percentage adults with health insurance in the U.S. 2003-2022
Percentage adults with health insurance in the U.S. 2003-2022
Percentage of health insured vs. uninsured adults in the United States from 2003 to 2022
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Basic Statistic
Number of health uninsured vs insured adults in the U.S. 2003-2020
Number of health uninsured vs insured adults in the U.S. 2003-2020
Number of health insured vs. uninsured adults in the United States from 2003 to 2020 (in millions)
Cost of insurance
4
- Basic Statistic Worker and employer premium contributions for single coverage in the U.S. 1999-2022
- Premium Statistic Worker and employer premium contribution for family coverage in the U.S., 1999-2022
- Basic Statistic Distribution of worker premium contribution in the U.S. 2022, by coverage
- Basic Statistic Share of income spent on health plan costs by U.S. employees 2008-2020
Cost of insurance
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Basic Statistic
Worker and employer premium contributions for single coverage in the U.S. 1999-2022
Worker and employer premium contributions for single coverage in the U.S. 1999-2022
Average annual worker and employer health insurance premium contributions for single coverage in the United States from 1999 to 2022 (in U.S. dollars)
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Premium Statistic
Worker and employer premium contribution for family coverage in the U.S., 1999-2022
Worker and employer premium contribution for family coverage in the U.S., 1999-2022
Average annual worker and employer health insurance premium contributions for family coverage in the United States from 1999 to 2022 (in U.S. dollars)
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Basic Statistic
Distribution of worker premium contribution in the U.S. 2022, by coverage
Distribution of worker premium contribution in the U.S. 2022, by coverage
Distribution of percentage of insurance premium paid by covered workers for single and family coverage in the United States in 2022
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Basic Statistic
Share of income spent on health plan costs by U.S. employees 2008-2020
Share of income spent on health plan costs by U.S. employees 2008-2020
Percentage of median income spent on premium contribution and deductible by U.S. employees from 2008-2020
Average amount of deductibles and copayments
5
- Premium Statistic Average U.S. worker's annual deductible for single coverage, 2006-2022
- Basic Statistic Distribution of U.S. workers' annual deductible for single coverage, 2007-2022
- Basic Statistic Distribution of U.S. workers' copayment for a PCP visit, 2006-2022
- Premium Statistic Distribution of U.S. workers' copayment to see a specialist, 2006-2022
- Basic Statistic U.S. workers' OOP maximum for single coverage, 2009-2022
Average amount of deductibles and copayments
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Premium Statistic
Average U.S. worker's annual deductible for single coverage, 2006-2022
Average U.S. worker's annual deductible for single coverage, 2006-2022
Average general annual deductible for single coverage among covered workers in the United States from 2006 to 2022 (in U.S. dollars)
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Basic Statistic
Distribution of U.S. workers' annual deductible for single coverage, 2007-2022
Distribution of U.S. workers' annual deductible for single coverage, 2007-2022
Distribution of general annual deductible for single coverage among covered workers in the United States from 2007 to 2022*
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Basic Statistic
Distribution of U.S. workers' copayment for a PCP visit, 2006-2022
Distribution of U.S. workers' copayment for a PCP visit, 2006-2022
Distribution of copayments among covered workers with a copayment for a primary care physician (PCP) visit in the United States from 2006 to 2022*
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Premium Statistic
Distribution of U.S. workers' copayment to see a specialist, 2006-2022
Distribution of U.S. workers' copayment to see a specialist, 2006-2022
Distribution of copayments among covered workers with a copayment for a specialist physician office visit in the United States from 2006 to 2022*
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Basic Statistic
U.S. workers' OOP maximum for single coverage, 2009-2022
U.S. workers' OOP maximum for single coverage, 2009-2022
Percentage of workers in a single coverage insurance plan with an out-of-pocket (OOP) maximum above select thresholds in the United States from 2009 to 2022
Total out-of-pocket spending in the U.S.
7
- Basic Statistic U.S. total out-of-pocket health care payments 1960-2021
- Premium Statistic U.S. per capita out-of-pocket health care payments 2014-2021
- Basic Statistic U.S. out-of-pocket health care payments annual change 2010-2021
- Premium Statistic Out-of-pocket share of total U.S. personal health care expenditures 2010-2021
- Basic Statistic U.S. residents with high out-of-pocket medical costs 2019-2020, by state
- Basic Statistic Health spending of families with large employer coverage in the U.S., 2003-2018
- Basic Statistic Health spending growth for U.S. families with large employer coverage, 2008-2018
Total out-of-pocket spending in the U.S.
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Basic Statistic
U.S. total out-of-pocket health care payments 1960-2021
U.S. total out-of-pocket health care payments 1960-2021
Total out-of-pocket health care payments in the United States from 1960 to 2021 (in billion U.S. dollars)
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Premium Statistic
U.S. per capita out-of-pocket health care payments 2014-2021
U.S. per capita out-of-pocket health care payments 2014-2021
Per capita out-of-pocket health care payments in the United States from 2014 to 2021 (in U.S. dollars)
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Basic Statistic
U.S. out-of-pocket health care payments annual change 2010-2021
U.S. out-of-pocket health care payments annual change 2010-2021
Annual change of out-of-pocket health care payments in the U.S. from 2010 to 2021
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Premium Statistic
Out-of-pocket share of total U.S. personal health care expenditures 2010-2021
Out-of-pocket share of total U.S. personal health care expenditures 2010-2021
Out-of-pocket share of total personal health care expenditures in the U.S. from 2010 to 2021
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Basic Statistic
U.S. residents with high out-of-pocket medical costs 2019-2020, by state
U.S. residents with high out-of-pocket medical costs 2019-2020, by state
Percentage of U.S. residents with high out-of-pocket medical costs in 2019-2020, by state*
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Basic Statistic
Health spending of families with large employer coverage in the U.S., 2003-2018
Health spending of families with large employer coverage in the U.S., 2003-2018
Average health spending of a family of four with large employer health coverage in the United States from 2003 to 2018
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Basic Statistic
Health spending growth for U.S. families with large employer coverage, 2008-2018
Health spending growth for U.S. families with large employer coverage, 2008-2018
Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018
Out-of-pocket spending on specific drugs or health care services
6
- Basic Statistic Atorvastatin out of pocket cost U.S. 2004-2020
- Premium Statistic Insulin human out of pocket price in the U.S. 2004-2020
- Basic Statistic Health costs distribution of private insurance and out-of-pocket payments U.S. 2020
- Basic Statistic Hospital care spending in the United States by payer 2013-2019
- Basic Statistic Prescription drugs spending in the U.S. by payer 2013-2020
- Basic Statistic Dental service spending in the U.S. by payer 2014-2020
Out-of-pocket spending on specific drugs or health care services
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Basic Statistic
Atorvastatin out of pocket cost U.S. 2004-2020
Atorvastatin out of pocket cost U.S. 2004-2020
Atorvastatin out of pocket cost in the U.S. from 2004 to 2020* (in U.S. dollars)
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Premium Statistic
Insulin human out of pocket price in the U.S. 2004-2020
Insulin human out of pocket price in the U.S. 2004-2020
Insulin human out-of-pocket cost in the U.S. from 2004 to 2020* (in U.S. dollars)
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Basic Statistic
Health costs distribution of private insurance and out-of-pocket payments U.S. 2020
Health costs distribution of private insurance and out-of-pocket payments U.S. 2020
Health spending distribution of private insurance and out-of-pocket payments in the United States in 2020
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Basic Statistic
Hospital care spending in the United States by payer 2013-2019
Hospital care spending in the United States by payer 2013-2019
Hospital care services spending in the United States from 2013 to 2019, by payer (in billion U.S. dollars)
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Basic Statistic
Prescription drugs spending in the U.S. by payer 2013-2020
Prescription drugs spending in the U.S. by payer 2013-2020
Prescription drugs spending in the United States from 2013 to 2020, by payer (in billion U.S. dollars)
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Basic Statistic
Dental service spending in the U.S. by payer 2014-2020
Dental service spending in the U.S. by payer 2014-2020
Spending for dental services in the United States from 2014 to 2020, by payer (in billion U.S. dollars)
Miscellaneous
3
Miscellaneous
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Basic Statistic
Medication abandonment among U.S. patients in 2017, by out-of-pocket cost
Medication abandonment among U.S. patients in 2017, by out-of-pocket cost
Percentage of U.S. patients that abandon their medications as of 2017, by out-of-pocket cost*
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Basic Statistic
Difficulty affording select health care costs among U.S. workers with ESI in 2018
Difficulty affording select health care costs among U.S. workers with ESI in 2018
Percentage of workers with employer-sponsored health insurance in the U.S. who reported difficulty affording select health care or insurance costs as of 2018
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Basic Statistic
U.S. workers with employer-sponsored insurance, problems understanding plans, 2018
U.S. workers with employer-sponsored insurance, problems understanding plans, 2018
Percentage of workers with employer-sponsored health insurance in the U.S. who reported select problems in understanding their current health insurance plan as of 2018
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