Motor insurance: Gross written premiums of Europe's largest markets 2004-2018

The motor insurance market in Europe in terms of gross written premiums was worth approximately 143.5 billion euros in 2018. Combined, Europe's three largest markets accounted for almost half of the total amount. As of 2018, the largest motor insurance market for gross premiums written in Europe was Germany at a value of 27.9 billion euros.

Largest motor insurance markets in gross written premiums in Europe from 2004 to 2018, by country

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Release date

September 2019


United Kingdom

Survey time period

2004 to 2018

Supplementary notes

* Data in constant exchange rate.

Gross written premiums: Gross premiums written comprise all amounts due during the financial year in respect of insurance contracts regardless of the fact that such amounts may relate in whole or in part to a later financial year, and shall include inter alia: (i) premiums yet to be written, where the premium calculation can be done only at the end of the year; (ii) single premiums; (iii) additional premiums in the case of half-yearly, quarterly or monthly payments and additional payments from policyholders for expenses borne by the insurance undertaking; (iv) in the case of co-insurance, the undertaking's portion of total premiums. The above amounts shall not include the amounts of taxes or charges levied with premiums (from Article 35 of Directive EC 91/674/EEC). Accepted reinsurance is excluded (ie corresponds to direct business).

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