Average car insurance cost in the United Kingdom (UK) 2019, by age

In the United Kingdom (UK), younger drivers would on average pay more for their car insurance than older drivers in 2019. A driver who is around 20 years old would be charged roughly 850 British pounds whereas a driver in his 30s would be charged an average rate of 639 GBP. This higher premium stems from the idea that young drivers engage in more risky driving behavior, such as drink driving, and therefore pose a higher risk to insurance companies.

Most insurance owners are relatively older

How many young people have a car insurance in the UK? According to a large financial survey in 2017, six percent of all car insurance owners were aged between 18 and 24 years old. Most UK adults that have a motor insurance were around 50 years old.

Young drivers pay more, but also tend to have more coverage

Prices of different car insurance cover plans in the UK have decreased between 2017 and 2018. Third party, fire and theft plans overall had higher premiums than comprehensive plans. This, however, is because the basket of risks reflect the type of driver that busy such cover, which is typically young drivers.

Average car insurance cost in the United Kingdom (UK) in 2019, by age

Exclusive Premium statistic

You need a Single Account for unlimited access.

  • Full access to 1m statistics

  • Incl. source references

  • Available to download in PNG, PDF, XLS format

Single Account

only $59 / month *
in the first 12 months
*Duration: 12 months, billed annually, single license

Access to this and all other statistics on 80,000 topics from

$708 / Year

Show detailed source information?
Register for free
Already a member?
Log in

Release date



United Kingdom

Survey time period


Special properties

Over a dozen popular UK car insurers

Supplementary notes

The source adds the following information: "The NimbleFins team gathered quotes from a selection of major insurers in the UK to see how driver age impacts the cost of comprehensive car insurance. The following rates assume 5 years' of driving experience and a 5-year No Claims Discount (NCD) for consistency. (A NCD can save a consumer up to around 50% on their car insurance premiums.)"

* Average Comprehensive Car Insurance Cost for Ford Fiesta.

Statista Accounts: Access All Statistics. Starting from $708 / Year
Basic Account
Get to know the platform

You only have access to basic statistics.
This statistic is not included in your account.

Single Account
Your perfect start with Statista
  • Instant access to 1m statistics
  • Download in XLS, PDF & PNG format
  • Detailed references
$59 / Month *
Corporate Account
Full access

Corporate solution including all features.

* All products require an annual contract; Prices do not include sales tax.

Statistics on "Motor insurance in the UK"

Statista Accounts: Access All Statistics. Starting from $708 / Year
Learn more about how Statista can support your business.