Household debt ratio in Spain Q1 2007-Q3 2022

Published by
Fernando de Querol Cumbrera,
Aug 8, 2023
On average, the value of the outstanding debt of Spanish households in the third quarter of 2022 was slightly lower than their gross disposable income. In other words, the indebtedness ratio was below, but close to 100 percent. These figures have been stable since 2019, but before that the debt ratio had been decreasing fast. While in 2007 household debt represented a 140 percent of household income, it has decreased since then. In contrast, the household gross savings rate in Spain peaked in 2020 after the outbreak of the COVID-19 pandemic.

Household indebtedness to gross disposable income ratio in Spain from 1st quarter 2007 to 3rd quarter 2022

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Release date

February 2023

Region

Spain

Survey time period

1st quarter 2007 to 3rd quarter 2022

Supplementary notes

These figures show the overall outstanding debt of households as a share of their disposable income.

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