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Household gross savings as a share of disposable income Spain Q1 2007-Q2 2020

According to the OECD, household gross savings rate compares the savings activities and consumption activities of households. It is an indicator of the financial security in bad times, for example, job loss. The household gross savings rate measures how much households are saving from their current income, but also what is added to the net wealth of a household to fund their future.

It is likely that household saving rates increase during periods of economic uncertainty, as purchases are deferred from many non-essential goods and services. Household savings are often the main domestic source of funds to finance investments in the decrease of liabilities or financial assets.

In Spain, the household gross savings rate has fluctuated between the first quarter of 2007 and the fourth quarter of 2019. However, in 2020 it markedly increased and it reached a value of 22.54 percent in the second quarter of that year.

Household gross savings as a share of disposable income in Spain from 1st quarter 2007 to 2nd quarter 2020

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Release date

December 2020



Survey time period

Q1 2007 to Q2 2020

Supplementary notes

The source added the following information "This indicator compares the consumption and saving activities of households. From the perspective of households (at the micro-economic level), it shows how much households are saving out of current income, e.g. to provide families with financial security in the event of job loss and also how much income they have added to their net wealth, e.g. to fund part of their future retirement pension.
From a macro-economic perspective, household savings is the main domestic source of funds to finance investment in fixed assets (including investment of households themselves in, for example, housing), financial assets, or decrease liabilities.'
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