Amount of student loan debt outstanding, by type of loan U.S. 2022

Stafford combined loans accounted for 853.4 billion U.S. dollars of outstanding student loan debt in the United States in 2022. Stafford loans are a type of federal student loans offered to eligible university students at a lower interest rate than private loans. In the fourth quarter of 2022, outstanding student loan debt in the United States totaled over 1.7 trillion U.S. dollars.

Amount of outstanding student loan debt in the United States in 2022, by student loan type (in billion U.S. dollars)

Characteristic	Student loan debt outstanding in billion U.S. dollars
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Release date

May 2022

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Region

United States

Survey time period

2022

Supplementary notes

Stafford loans are federal student loans offered to eligible students at a lower interest rate than can be found with private loans. Stafford loans can be either subsidized or unsubsidized.
PLUS loans are federal student loans offered to parents of students or to graduate and professional students. The original acronym (which is now obsolete) stood for Parent Loan for Undergraduate Students.
Perkins loans are federal, need-based student loans that carry a fixed interest rate of five percent for the duration of the 10-year repayment period.

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