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Homeownership rate in the U.S. 1990-2018

Homeownership rate in the United States from 1990 to 2018

by Jennifer Rudden, last edited Sep 5, 2019
Homeownership rate in the U.S. 1990-2018 The homeownership rate in the United States amounted to 64.8 percent in 2018. The homeownership rate is the proportion of occupied households which are occupied by the owners. This reached its peak in 2004 before the 2007-2009 recession hit and decimated the housing market. The rate continued to fall until 2016, but has begun to increase again since then.
Homeownership since the recession

The rate of homeownership in the U.S. fell in the lead up to the recession and continued to do so until 2016. In spite of this trend, the share of Americans who perceived homeownership as part of their personal American dream remained relatively stable. This suggests that the financial hardship caused by the recession led to the fall in homeownership, rather than a change in opinion about the importance of homeownership itself.

What the future holds for homeownership

Homeownership trends vary from generation to generation. Homeownership among Americans over 65 years old is declining, whereas most Millennial renters plan to buy a home in the near future. This suggests that homeownership will remain important in the future, as Millennials are forecast to head most households over the next two decades.
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Homeownership rate in the United States from 1990 to 2018

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