The delinquency rates on real estate loans at commercial banks in the United States fell slightly between the second quarter of 2020 and the second quarter of 2021.Residential real estate loans had a higher delinquency rate at 2.41 percent, compared to 0.92 percent for commercial real estate.
Delinquency rates of real estate loans at commercial banks in the United States from 1st quarter 2000 to 2nd quarter 2021
Characteristic
Real estate (total)
Residential*
Commercial**
Q2 2021
1.65%
2.41%
0.92%
Q1 2021
1.84%
2.66%
1.04%
Q4 2020
1.98%
2.85%
1.14%
Q3 2020
1.92%
2.85%
0.98%
Q2 2020
1.71%
2.47%
0.91%
Q1 2020
1.65%
2.37%
0.86%
Q4 2019
1.55%
2.38%
0.66%
Q3 2019
1.58%
2.42%
0.68%
Q2 2019
1.64%
2.53%
0.66%
Q1 2019
1.76%
2.7%
0.72%
Q4 2018
1.84%
2.9%
0.7%
Q3 2018
1.91%
3.02%
0.69%
Q2 2018
1.97%
3.14%
0.7%
Q1 2018
2.16%
3.42%
0.77%
Q4 2017
2.3%
3.73%
0.74%
Q3 2017
2.26%
3.62%
0.76%
Q2 2017
2.24%
3.6%
0.75%
Q1 2017
2.43%
3.9%
0.81%
Q4 2016
2.64%
4.25%
0.84%
Q3 2016
2.68%
4.28%
0.86%
Q2 2016
2.81%
4.49%
0.9%
Q1 2016
3.05%
4.83%
1%
Q4 2015
3.31%
5.27%
1.05%
Q3 2015
3.45%
5.43%
1.15%
Q2 2015
3.68%
5.71%
1.25%
Q1 2015
4.02%
6.15%
1.45%
Q4 2014
4.38%
6.71%
1.55%
Q3 2014
4.64%
6.95%
1.76%
Q2 2014
4.92%
7.32%
1.91%
Q1 2014
5.38%
7.82%
2.27%
Q4 2013
5.78%
8.36%
2.44%
Q3 2013
6.1%
8.6%
2.8%
Q2 2013
6.65%
9.18%
3.22%
Q1 2013
7.23%
9.72%
3.77%
Q4 2012
7.63%
10.18%
4.09%
Q3 2012
8.08%
10.62%
4.59%
Q2 2012
7.99%
10.26%
4.92%
Q1 2012
8.35%
10.4%
5.65%
Q4 2011
8.58%
10.52%
6.05%
Q3 2011
8.65%
10.28%
6.61%
Q2 2011
8.78%
10.29%
6.97%
Q1 2011
9.24%
10.51%
7.83%
Q4 2010
9.26%
10.5%
7.88%
Q3 2010
9.59%
10.67%
8.48%
Q2 2010
9.68%
10.72%
8.61%
Q1 2010
10.23%
11.36%
9.13%
Q4 2009
9.8%
10.97%
8.67%
Q3 2009
8.82%
9.49%
8.33%
Q2 2009
7.86%
8.21%
7.67%
Q1 2009
7.35%
7.88%
6.93%
Q4 2008
6.23%
7.05%
5.47%
Q3 2008
4.78%
5.16%
4.51%
Q2 2008
4.02%
4.15%
4.03%
Q1 2008
3.63%
3.67%
3.72%
Q4 2007
3.02%
3.3%
2.75%
Q3 2007
2.35%
2.73%
1.92%
Q2 2007
1.91%
2.17%
1.57%
Q1 2007
1.81%
2.01%
1.53%
Q4 2006
1.78%
2.11%
1.32%
Q3 2006
1.46%
1.72%
1.1%
Q2 2006
1.31%
1.53%
0.98%
Q1 2006
1.38%
1.57%
1.09%
Q4 2005
1.47%
1.78%
1.02%
Q3 2005
1.36%
1.54%
1.05%
Q2 2005
1.31%
1.47%
1.01%
Q1 2005
1.35%
1.4%
1.19%
Q4 2004
1.36%
1.51%
1.09%
Q3 2004
1.41%
1.55%
1.17%
Q2 2004
1.42%
1.52%
1.21%
Q1 2004
1.55%
1.63%
1.33%
Q4 2003
1.74%
1.93%
1.38%
Q3 2003
1.64%
1.68%
1.47%
Q2 2003
1.73%
1.74%
1.56%
Q1 2003
1.94%
1.96%
1.77%
Q4 2002
1.95%
2.13%
1.59%
Q3 2002
1.94%
2.05%
1.67%
Q2 2002
1.96%
2.06%
1.7%
Q1 2002
2.13%
2.21%
1.89%
Q4 2001
2.26%
2.41%
1.91%
Q3 2001
2.13%
2.19%
1.9%
Q2 2001
2.08%
2.3%
1.67%
Q1 2001
2.08%
2.28%
1.69%
Q4 2000
2.05%
2.42%
1.5%
Q3 2000
1.84%
2.07%
1.44%
Q2 2000
1.73%
1.89%
1.39%
Q1 2000
1.86%
1.95%
1.6%
Zoomable Statistic: Select the range in the chart you want to zoom in on.
* Residential real estate loans include loans secured by one- to four-family properties, including home equity lines of credit, booked in domestic offices only. ** Commercial real estate loans include construction and land development loans, loans secured by multifamily residences, and loans secured by nonfarm, nonresidential real estate, booked in domestic offices, only. Quarterly figures, not seasonally adjusted. Delinquent loans are those past due 30 days or more and still accruing interests as well as those in nonaccrual status. They are measured as percentages of end-of-period loans.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Statista Accounts:
Access All Statistics. Starting from $468 / Year
Learn more about how Statista can support your business.
Federal Reserve. (August 23, 2021). Delinquency rates of real estate loans at commercial banks in the United States from 1st quarter 2000 to 2nd quarter 2021 [Graph]. In Statista. Retrieved July 04, 2022, from https://www.statista.com/statistics/189632/us-mortgage-delinquency-rates-at-insured-commercial-banks-since-2000/
Federal Reserve. "Delinquency rates of real estate loans at commercial banks in the United States from 1st quarter 2000 to 2nd quarter 2021." Chart. August 23, 2021. Statista. Accessed July 04, 2022. https://www.statista.com/statistics/189632/us-mortgage-delinquency-rates-at-insured-commercial-banks-since-2000/
Federal Reserve. (2021). Delinquency rates of real estate loans at commercial banks in the United States from 1st quarter 2000 to 2nd quarter 2021. Statista. Statista Inc.. Accessed: July 04, 2022. https://www.statista.com/statistics/189632/us-mortgage-delinquency-rates-at-insured-commercial-banks-since-2000/
Federal Reserve. "Delinquency Rates of Real Estate Loans at Commercial Banks in The United States from 1st Quarter 2000 to 2nd Quarter 2021." Statista, Statista Inc., 23 Aug 2021, https://www.statista.com/statistics/189632/us-mortgage-delinquency-rates-at-insured-commercial-banks-since-2000/
Federal Reserve, Delinquency rates of real estate loans at commercial banks in the United States from 1st quarter 2000 to 2nd quarter 2021 Statista, https://www.statista.com/statistics/189632/us-mortgage-delinquency-rates-at-insured-commercial-banks-since-2000/ (last visited July 04, 2022)
