Average bank overdraft fee in the U.S. 1998-2022

The average bank overdraft fee in the United States (U.S.) decreased in 2022 after four consecutive years of increased fees. The average fee amounted to 29.8 U.S. dollars in the U.S. in 2022, down from 33.58 U.S. dollars in the previous year. The overdraft fee, also called non/sufficient funds (NSF) fee, is charged on bank customers when they don't have enough money on their account to honor incoming payment requests.

Average bank overdraft fee in the United States from 1998 to 2022 (in U.S. dollars)

Characteristic	Average fee in U.S. dollars
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-
-	-

Download

Source

Show detailed source information?

Already a member?

Source

Use Ask Statista Research Service

Release date

August 2022

More information

Region

United States

Survey time period

1998 to 2022

Supplementary notes

Figures were taken from several publications.

The source adds the following information: "the survey was conducted among a total of 10 banks and thrifts in each of 25 large U.S. markets; one interest checking account and one noninterest checking account, as well as their associated ATM fee policies, were surveyed from 245 financial institutions offering consumer checking accounts; 237 interest checking accounts and 232 noninterest checking accounts were surveyed between June 13 and July 1, 2022."

Citation formats