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Average bank overdraft fee in the U.S. 1998-2020

Published by F. Norrestad, Nov 25, 2020
The average overdraft fee amounted to 33.47 U.S. dollars in the United States in 2020, up from 21.57 U.S. dollars 20 years earlier. The overdraft fee, also called non/sufficient funds (NSF) fee, is charged on bank customers when they don't have enough money on their account to honor incoming payment requests.

Average bank overdraft fee in the United States from 1998 to 2020 (in U.S. dollars)

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Source

Release date

October 2020

Region

United States

Survey time period

1998 to 2020

Supplementary notes

The source adds the following information: "the survey group consisted of a total of 10 banks and thrifts in each of 25 large U.S. markets; one interest and one non-interest account, as well as their associated ATM and debit card fee policies were surveyed from 245 institutions offering checking accounts; 239 interest and 235 non-interest accounts were surveyed between July 23 and August 19, 2020."

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