The average bank overdraft fee in the United States (U.S.) decreased in 2022 after four consecutive years of increased fees. The average fee amounted to 29.8 U.S. dollars in the U.S. in 2022, down from 33.58 U.S. dollars in the previous year. The overdraft fee, also called non/sufficient funds (NSF) fee, is charged on bank customers when they don't have enough money on their account to honor incoming payment requests.
Average bank overdraft fee in the United States from 1998 to 2022 (in U.S. dollars)
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Statistics on Banking industry in the United States
Overview
5
- Premium Statistic Largest banks globally 2022, by market capitalization
- Basic Statistic Largest banks worldwide 2021, by assets
- Premium Statistic Leading U.S. banks 2022, by market cap
- Premium Statistic Largest banks in the U.S. 2022, by assets
- Basic Statistic Number of FDIC-insured commercial banks in the U.S. 2000-2021
Retail banking
7
- Basic Statistic Personal savings in the U.S. 1960-2021
- Premium Statistic Monthly personal savings rate during COVID-19 in the U.S. 2020-2022
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- Basic Statistic Mortgage debt outstanding in the U.S. 2001-2021
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- Premium Statistic Share of unbanked households in the U.S. 2009-2021
Investment banking
8
- Premium Statistic Leading financial advisors to M&A deals in the U.S. 2022, by deal value
- Premium Statistic Value of M&A transactions in the U.S. 2006-2022
- Basic Statistic Number of M&A deals in the U.S. 2019-2022, by deal value
- Premium Statistic Largest IPOs in the U.S. 2022
- Premium Statistic Underwriters of largest IPOs in the U.S. 2022
- Premium Statistic Size of IPOs in the U.S. 2000-2021
- Premium Statistic Number of IPOs in the U.S. 1999-2022
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Corporate banking
5
- Premium Statistic Monthly value of commercial and industrial loans in the U.S. 2007-2022
- Premium Statistic Approval of small businesses loans in the U.S. 2021-2022, by lender type
- Premium Statistic Delinquency rates of U.S. business loans at commercial banks Q1 2000-Q1 2022
- Premium Statistic Charge-off rates of U.S. business loans at commercial banks 2000-Q1 2022
- Premium Statistic Level of debt held by small and medium companies in the U.S. 2020-2021
Workforce diversity
5
- Premium Statistic Gender diversity in leading U.S. banks 2021, by share of female employees
- Premium Statistic Board diversity at leading U.S. banks 2022, by gender
- Premium Statistic Gender diversity on senior level at leading U.S. banks 2021
- Premium Statistic Racial diversity in the total workforce of leading U.S. banks 2021
- Premium Statistic Racial diversity on executive and senior level at leading U.S. banks 2021
Further related statistics
15
- Average ATM surcharge in the U.S. 1998-2021
- Average revenue per banking account breakdown in the United Kingdom (UK) 2013
- Average revenue per banking account in the United Kingdom (UK) 2014
- Amount outstanding in overdrafts from high street banks in the UK 1997-2017
- The ten most expensive banks in France 2017
- Average bank fees by type of service in France 2016
- Closing banks: consequences on bank charges in France 2015
- Banks, credit charges: weekly household expenditure the UK 2014-2018, by type
- Personal debts of British adults (UK) in 2014, by regions
- Cheapest banks in France 2023, by annual banking fees
- Quarterly interest rate for overdrafts Netherlands 2015-2019
- Total overdraft on current bank accounts in the Netherlands 2010-2017
- Monthly overdraft interest rate in the Netherlands 2010-2022
- Personal debts of British adults (UK) in 2014, by age group
- Applications for overdraft facility in Great Britain 2008-2012
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Statistics
- Average ATM surcharge in the U.S. 1998-2021
- Average revenue per banking account breakdown in the United Kingdom (UK) 2013
- Average revenue per banking account in the United Kingdom (UK) 2014
- Amount outstanding in overdrafts from high street banks in the UK 1997-2017
- The ten most expensive banks in France 2017
- Average bank fees by type of service in France 2016
- Closing banks: consequences on bank charges in France 2015
- Banks, credit charges: weekly household expenditure the UK 2014-2018, by type
- Personal debts of British adults (UK) in 2014, by regions
- Cheapest banks in France 2023, by annual banking fees
- Quarterly interest rate for overdrafts Netherlands 2015-2019
- Total overdraft on current bank accounts in the Netherlands 2010-2017
- Monthly overdraft interest rate in the Netherlands 2010-2022
- Personal debts of British adults (UK) in 2014, by age group
- Applications for overdraft facility in Great Britain 2008-2012
Bankrate. (August 31, 2022). Average bank overdraft fee in the United States from 1998 to 2022 (in U.S. dollars) [Graph]. In Statista. Retrieved March 30, 2023, from https://www.statista.com/statistics/325565/average-bank-overdraft-fee-usa/
Bankrate. "Average bank overdraft fee in the United States from 1998 to 2022 (in U.S. dollars)." Chart. August 31, 2022. Statista. Accessed March 30, 2023. https://www.statista.com/statistics/325565/average-bank-overdraft-fee-usa/
Bankrate. (2022). Average bank overdraft fee in the United States from 1998 to 2022 (in U.S. dollars). Statista. Statista Inc.. Accessed: March 30, 2023. https://www.statista.com/statistics/325565/average-bank-overdraft-fee-usa/
Bankrate. "Average Bank Overdraft Fee in The United States from 1998 to 2022 (in U.S. Dollars)." Statista, Statista Inc., 31 Aug 2022, https://www.statista.com/statistics/325565/average-bank-overdraft-fee-usa/
Bankrate, Average bank overdraft fee in the United States from 1998 to 2022 (in U.S. dollars) Statista, https://www.statista.com/statistics/325565/average-bank-overdraft-fee-usa/ (last visited March 30, 2023)
Average bank overdraft fee in the United States from 1998 to 2022 (in U.S. dollars) [Graph], Bankrate, August 31, 2022. [Online]. Available: https://www.statista.com/statistics/325565/average-bank-overdraft-fee-usa/