Average bank overdraft fee in the U.S. 1998-2019

The average overdraft fee amounted to 33.36 U.S. dollars in the United States in 2019, up from 21.57 U.S. dollars 20 years earlier. The overdraft fee, also called non/sufficient funds (NSF) fee, is charged on bank customers when they don't have enough money on their account to honor incoming payment requests.

Average bank overdraft fee in the United States from 1998 to 2019

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Source

Release date

October 2019

Region

United States

Survey time period

1998 to 2019

Supplementary notes

The source adds the following information: "the survey group consisted of a total of 10 banks and thrifts in each of 25 large U.S. markets; one interest and one non-interest account, as well as their associated ATM and debit card fee policies were surveyed from 244 institutions offering checking accounts; 238 interest and 237 non-interest accounts were surveyed between July 8 and 29, 2019."

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