Netherlands: use of credit line, bank overdraft or credit overdraft of SMEs 2020

This statistic shows the results of a survey question concerning the use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020. In 2020, approximately 51 percent of the Dutch respondents answered the mentioned ways of debt financing were not relevant to their enterprise. Factoring is another form of corporate finance and less common in the Netherlands then, for example, Belgium. In 2016, the total market volume of online alternative finance platforms in Belgium reached a value of approximately 51.5 million euros.

Use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020

Characteristic	Share of respondents
Do not know/not applicable	1%
Not relevant to enterprise	51%
Did not use in the past six months	18%
Used in the past six months	29%

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Release date

December 2020

More information

Region

Netherlands

Survey time period

16 September, 2020 to 25 October, 2020

Number of respondents

804 respondents

Age group

18 years and older

Special properties

SMEs

Method of interview

Telephone interview

Supplementary notes

This question was phrased by the source as follows: "Credit line, bank overdraft or credit overdraft - Are the following sources of financing relevant to your enterprise, that is, have you used them in the past or considered using them in the future? Have you obtained trade credit from your business partners in the past six months?"

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