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Major banks Indonesia 2018, by total assets

Largest banks in Indonesia as of Q2 2018, by total assets (in trillion Indonesian rupiah)

by Statista Research Department, last edited Nov 19, 2019
Major banks Indonesia 2018, by total assets Bank Rakyat Indonesia is listed as the largest bank in Indonesia in terms of assets. Along with Bank Mandiri, they are the only Indonesian banks with total assets exceeding one quadrillion Indonesian rupiah (around 71 billion U.S. dollars).
Banking sector in Indonesia

Indonesia’s banking sector has continuously been on the rise. The growth of the middle class and overall population resulted in the ongoing development of the finance industry. As of 2018, there were about 1.6 thousand rural banks and 115 commercial banks available. The market is regulated by the financial service authority, whereas the central bank of Indonesia, Bank Indonesia (BI), is responsible for foreign exchange supervision and payment systems.

Digital banking services in Indonesia

Indonesia is one of the most adaptable countries to digital banking services in the world. The majority of the rather young population are open to digital payment methods as well as digital consumption in general. Not surprisingly, the e-wallet market size, already at 1.5 billion U.S. dollars in 2018, was expected to grow to 25 billion U.S. dollars by 2023 . For traditional banks, this development could be perceived as a threat and an opportunity. The possibility of reaching customers without a physical presence could lead to an increase in clients. On the other hand, a lack of technological know-how and the slow implementation and enforcement of digital actions could allow smaller competitors to establish themselves in a more favorable position.
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Largest banks in Indonesia as of Q2 2018, by total assets (in trillion Indonesian rupiah)

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