In 2022, the average amount owing on credit cards in Australia was approximately 2,857 Australian dollars per card. This is a slight increase from the previous year, where the average amount owing on credit cards was 2,801 Australian dollars.
Average balance per credit card across Australia from 2010 to 2022 (in Australian dollars)
Basic Account
Get to know the platform
You only have access to basic statistics.
This statistic is not included in your account.
Starter Account
The ideal entry-level account for individual users
- Instant access to 1m statistics
- Download in XLS, PDF & PNG format
- Detailed references
$199 USD / Month *
Professional Account
Full access
Business Solutions including all features.
* Prices do not include sales tax.
Other statistics that may interest you Digital payments in Australia
Overview
8
- Premium Statistic Payments at points of sale by type in Australia 2023
- Premium Statistic Most offered digital payment methods among businesses Australia 2022
- Premium Statistic Payment methods for e-commerce transactions Australia 2022, by type
- Premium Statistic Consumer view on when they will stop using cash in Australia 2020
- Premium Statistic Number of card payments made Australia FY 2014-2023, by type
- Premium Statistic Value of card payments Australia FY 2014-2023, by type
- Premium Statistic Most common online payments by type in Australia 2023
- Premium Statistic Most used online payments by brand in Australia 2023
Debit cards
7
- Premium Statistic Number of debit card purchases Australia 2010-2021
- Premium Statistic Value of debit card purchases Australia 2010-2021
- Premium Statistic Average value of debit card transactions Australia FY 2015-2020
- Premium Statistic Penetration rate of debit cards in Australia 2014-2029
- Premium Statistic Number of debit cards in use in Australia 2014-2029
- Premium Statistic Value of overseas debit card purchases Australia 2010-2021
- Premium Statistic Number of overseas debit card purchases Australia 2010-2021
Credit cards
7
- Premium Statistic Number of credit card purchases Australia 2010-2022
- Premium Statistic Credit card purchase expenditure in Australia 2010-2022
- Premium Statistic Average value of credit card transactions Australia FY 2015-2020
- Premium Statistic Balance per credit card in Australia 2010-2022
- Premium Statistic Number of credit cards in use in Australia 2014-2029
- Premium Statistic Share of credit card purchase value Visa Mastercard Australia 2010-2023
- Premium Statistic Share of credit card purchase value American Express Diners Club Australia 2010-2023
Mobile payments
8
- Premium Statistic Share of consumers purchasing online via mobile device in Australia 2016-2021
- Premium Statistic Consumers who perform selected digital payments in Australia 2020, by activity
- Premium Statistic Most used mobile payments by brand in Australia 2023
- Premium Statistic Mobile payments by situation in Australia 2022
- Premium Statistic Share of merchants with optimized mobile payment sites in Australia 2016-2021
- Premium Statistic Main consumer reasons for refraining from making mobile payments in Australia 2021
- Premium Statistic Personal devices used for digital payments APAC 2021
- Premium Statistic Google Pay penetration, online and offline, in 19 countries worldwide in Q4 2023
Buy now pay later
8
- Premium Statistic Consumers who would use a Buy Now, Pay Later service in Australia 2021, by generation
- Premium Statistic Use of BNPL payments in the last six months in Australia 2021, by generation
- Premium Statistic BNPL transaction values in Australia and New Zealand 2020
- Premium Statistic BNPL service active users in Australia and New Zealand 2020
- Premium Statistic BNPL service active merchants in Australia and New Zealand 2020
- Premium Statistic Underlying sales value of Afterpay Australia and New Zealand FY 2019-2021
- Premium Statistic Active customers in Australia and New Zealand Afterpay FY 2019-2021
- Premium Statistic Active merchants in Australia and New Zealand Afterpay FY 2019-2021
Further related statistics
19
- Brazil: card transaction value 2019-2020, by card type
- Number of credit card transactions in Poland 2016-2022
- Value of credit card transactions in Poland 2016-2022
- Fuel sales: annual card purchase transactions in the UK 2010-2016, by card type
- Italy: number of point-of-sale terminals H1 2017, by region
- Number of card not present transactions in Switzerland 2015-2020, by type
- Fuel sales: annual value of card transactions in the UK 2012-2016, by card type
- Quarterly credit card transaction volume in Turkey Q1 2015-Q1 2023
- Purchase volume of Visa, MasterCard, Amex & Diners in Europe as a whole 2013-2018
- Number of credit card transactions in Switzerland 2015-2020
- Personal and corporate credit card payment number in Italy 2011-2020
- Number of payment card transactions in Ukraine 2002-2021
- Number of card transactions in Switzerland 2005-2020, by type
- Number of credit card transactions in Austria Q1 2015-Q1 2020
- Credit card spending on Japanese products South Korea Summer 2019
- Credit card ownership in Libya 2024, by gender
- Costa Rica: retailer store card transaction value 2015-2017
- Credit card spending Osaka South Korea Summer 2019
- Change in spending by U.S. visa credt card holders in other countries 2008-2010
Further Content: You might find this interesting as well
Statistics
- Brazil: card transaction value 2019-2020, by card type
- Number of credit card transactions in Poland 2016-2022
- Value of credit card transactions in Poland 2016-2022
- Fuel sales: annual card purchase transactions in the UK 2010-2016, by card type
- Italy: number of point-of-sale terminals H1 2017, by region
- Number of card not present transactions in Switzerland 2015-2020, by type
- Fuel sales: annual value of card transactions in the UK 2012-2016, by card type
- Quarterly credit card transaction volume in Turkey Q1 2015-Q1 2023
- Purchase volume of Visa, MasterCard, Amex & Diners in Europe as a whole 2013-2018
- Number of credit card transactions in Switzerland 2015-2020
- Personal and corporate credit card payment number in Italy 2011-2020
- Number of payment card transactions in Ukraine 2002-2021
- Number of card transactions in Switzerland 2005-2020, by type
- Number of credit card transactions in Austria Q1 2015-Q1 2020
- Credit card spending on Japanese products South Korea Summer 2019
- Credit card ownership in Libya 2024, by gender
- Costa Rica: retailer store card transaction value 2015-2017
- Credit card spending Osaka South Korea Summer 2019
- Change in spending by U.S. visa credt card holders in other countries 2008-2010
finder.com. (January 14, 2024). Average balance per credit card across Australia from 2010 to 2022 (in Australian dollars) [Graph]. In Statista. Retrieved April 26, 2024, from https://www.statista.com/statistics/976291/australia-credit-card-balances/
finder.com. "Average balance per credit card across Australia from 2010 to 2022 (in Australian dollars)." Chart. January 14, 2024. Statista. Accessed April 26, 2024. https://www.statista.com/statistics/976291/australia-credit-card-balances/
finder.com. (2024). Average balance per credit card across Australia from 2010 to 2022 (in Australian dollars). Statista. Statista Inc.. Accessed: April 26, 2024. https://www.statista.com/statistics/976291/australia-credit-card-balances/
finder.com. "Average Balance per Credit Card across Australia from 2010 to 2022 (in Australian Dollars)." Statista, Statista Inc., 14 Jan 2024, https://www.statista.com/statistics/976291/australia-credit-card-balances/
finder.com, Average balance per credit card across Australia from 2010 to 2022 (in Australian dollars) Statista, https://www.statista.com/statistics/976291/australia-credit-card-balances/ (last visited April 26, 2024)
Average balance per credit card across Australia from 2010 to 2022 (in Australian dollars) [Graph], finder.com, January 14, 2024. [Online]. Available: https://www.statista.com/statistics/976291/australia-credit-card-balances/