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Most used payment methods at POS in the Netherlands, based on volume share 2010-2019

What percent of transactions in the Netherlands are with credit cards? Dutch consumers used credit cards for roughly one percent of their transactions at bars, restaurants, shops, hotels and other points of sale in 2019. Contactless payments with a debit card, on the other hand, made up 43 percent of all transactions that year, whereas the share of cash payments had dropped to 32 percent. The Netherlands ranked as the European country where cash money was used the least.

Distribution of payment methods used at POS (points of sale) in the Netherlands from 2010 to 2019, based on transaction volume

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Release date

April 2020



Survey time period

2010 to 2019

Supplementary notes

* Chipknip was an electronic wallet, exclusively used in the Netherlands. It existed from 1996 to 2015, and is not in use anymore.

Percentage points exceeding 100 percent are probably due to rounding. The source mentions that the "share of credit card payments on the total number of transactions is 0.4 percent (in 2018), which is slightly below the 0.5 percent in previous years."

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Statistics on "Debit and credit cards in the Benelux"

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