Share of cash transactions at POS (points of sale) in selected countries in Europe as of 2016

Share of cash transactions at POS in Europe 2016, by country This statistic shows the results of a survey on the share of cash transactions at POS (points of sale) in selected countries in Europe as of 2016. Within Europe there is a lot of diversity when it comes to the use of payment methods. Every country has its own way of paying money, with credit/debit cards, checks, mobile apps, NFC (Near-Field Communication, or contactless payments) and digital wallets being the most well-known digital payments methods in Europe.
The large majority of payments in the euro area were made in shops, restaurants, petrol stations and street merchants, commonly referred to as POS or 'points of sale'. Cash was used most in the southern countries of Europe, as well as in Germany, Austria and Slovenia. This might change in 2018, however, when the Second Payment Services Directive or PSD2 will enable European customers to use the likes of Paypal, Facebook, Google, Apple, Amazon or any other e-commerce company to take care of their payments.
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Share of cash in total POS transactions
Malta92%
Cyprus88%
Greece88%
Spain87%
Italy86%
Austria85%
Portugal81%
Germany*80%
Slovenia80%
Ireland79%
Slovakia78%
Lithuania75%
Latvia71%
France68%
Luxembourg64%
Belgium63%
Finland54%
Estonia48%
Netherlands*46%
Share of cash in total POS transactions
Malta92%
Cyprus88%
Greece88%
Spain87%
Italy86%
Austria85%
Portugal81%
Germany*80%
Slovenia80%
Ireland79%
Slovakia78%
Lithuania75%
Latvia71%
France68%
Luxembourg64%
Belgium63%
Finland54%
Estonia48%
Netherlands*46%
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Description Source More information
This statistic shows the results of a survey on the share of cash transactions at POS (points of sale) in selected countries in Europe as of 2016. Within Europe there is a lot of diversity when it comes to the use of payment methods. Every country has its own way of paying money, with credit/debit cards, checks, mobile apps, NFC (Near-Field Communication, or contactless payments) and digital wallets being the most well-known digital payments methods in Europe.
The large majority of payments in the euro area were made in shops, restaurants, petrol stations and street merchants, commonly referred to as POS or 'points of sale'. Cash was used most in the southern countries of Europe, as well as in Germany, Austria and Slovenia. This might change in 2018, however, when the Second Payment Services Directive or PSD2 will enable European customers to use the likes of Paypal, Facebook, Google, Apple, Amazon or any other e-commerce company to take care of their payments.
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Release date
November 2017
Region
Europe
Survey time period
October 2015 to July 2016**
Number of respondents
92,080*
Age group
14 years and older
Special properties
sample of the population of each country from Kantar Public's internet panels, based on three demographic characteristics: gender, age and region of residence. Purposive sampling was used.
Method of interview
Face-to-face interview, online survey
Supplementary notes
* The sample excluded Germany and the Netherlands. For these countries, data from the central banks were used.

** The source states that "over two-thirds of interviews were carried out in October, November [2015] and February [2016], which are considered to be fairly average months with respect to POS payments made by consumers."

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