Household gross savings rate in Germany Q1 2007-Q4 2019

According to the OECD, household gross savings rate compares the savings activities and consumption activities of households. It is an indicator of the financial security in bad times, for example, job loss. The household gross savings rate measures how much households are saving from their current income, but also what is added to the net wealth of a household to fund their future.

It is likely that household saving rates increase during periods of economic uncertainty, as purchases are deferred from many non-essential goods and services. Household savings are often the main domestic source of funds to finance investments in the decrease of liabilities or financial assets.

In Germany, the household gross savings rate has increased overall between the first quarter of 2007 and the fourth quarter of 2019. As of the fourth quarter of 2019, the household gross savings rate was 18.96 percent.

Household gross savings rate in Germany from 1st quarter 2007 to 4th quarter 2019

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Source

Release date

July 2020

Region

Germany

Survey time period

1st quarter 2007 to 4th quarter 2019

Supplementary notes

The source added the following information "This indicator compares the consumption and saving activities of households. From the perspective of households (at the micro-economic level), it shows how much households are saving out of current income, e.g. to provide families with financial security in the event of job loss and also how much income they have added to their net wealth, e.g. to fund part of their future retirement pension. From a macro-economic perspective, household savings is the main domestic source of funds to finance investment in fixed assets (including investment of households themselves in, for example, housing), financial assets, or decrease liabilities.'

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