not considered relevant for most small-to-medium enterprises in the Netherlands. No specific reason was given why this development takes place, despite decreasing interest rates for loans to SMEs.
The three largest banks of the Netherlands saw their number of customers who had a bank for their SME decline by more than 300,000 in around eight years. This figure was based on voluntary reporting, where SMEs owners were asked about their finances. Other research indicates that bank loans are Number of SMEs in the Netherlands that have a loan from a large bank from 3rd quarter 2013 to 4th quarter 2021 (in million euros)
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DNB. (May 2, 2022). Number of SMEs in the Netherlands that have a loan from a large bank from 3rd quarter 2013 to 4th quarter 2021 (in million euros) [Graph]. In Statista. Retrieved May 20, 2022, from https://www.statista.com/statistics/1134272/smes-with-a-loan-from-a-large-bank-in-the-netherlands/
DNB. "Number of SMEs in the Netherlands that have a loan from a large bank from 3rd quarter 2013 to 4th quarter 2021 (in million euros)." Chart. May 2, 2022. Statista. Accessed May 20, 2022. https://www.statista.com/statistics/1134272/smes-with-a-loan-from-a-large-bank-in-the-netherlands/
DNB. (2022). Number of SMEs in the Netherlands that have a loan from a large bank from 3rd quarter 2013 to 4th quarter 2021 (in million euros). Statista. Statista Inc.. Accessed: May 20, 2022. https://www.statista.com/statistics/1134272/smes-with-a-loan-from-a-large-bank-in-the-netherlands/
DNB. "Number of Smes in The Netherlands That Have a Loan from a Large Bank from 3rd Quarter 2013 to 4th Quarter 2021 (in Million Euros)." Statista, Statista Inc., 2 May 2022, https://www.statista.com/statistics/1134272/smes-with-a-loan-from-a-large-bank-in-the-netherlands/
DNB, Number of SMEs in the Netherlands that have a loan from a large bank from 3rd quarter 2013 to 4th quarter 2021 (in million euros) Statista, https://www.statista.com/statistics/1134272/smes-with-a-loan-from-a-large-bank-in-the-netherlands/ (last visited May 20, 2022)