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SMEs with a loan from a large bank in the Netherlands 2013-2020

The three largest banks of the Netherlands saw their number of customers who had a bank for their SME decline by nearly 300,000 in around seven years. This figure was based on voluntary reporting, where SMEs owners were asked about their finances. Other research indicates that bank loans are not considered relevant for most small-to-medium enterprises in the Netherlands. No specific reason was given why this development takes place, despite decreasing interest rates for loans to SMEs.

Number of SMEs in the Netherlands that have a loan from a large bank from 3rd quarter 2013 to 2nd quarter 2020

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Release date

November 2020



Survey time period

Q3 2013 to Q2 2020

Special properties

Lending by the three largest Dutch banks to small and medium-sized enterprises (SMEs) in the Netherlands

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Statistics on "Corporate finance in the Netherlands"

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