Breakdown of Flat 35 loan borrowers in Japan FY 2022, by age
In the fiscal year 2022, around 34.2 percent of borrowers using the Flat 35 housing loan in Japan were between 30 and 39 years old. On average, Flat 35 home loan borrowers were 42.8 years old.
Flat 35 loans are long-term fixed interest rate housing loans for up to 35 years that are offered by private financial institutions and securitized or insured by the Japan Housing Finance Agency.