Breakdown of home loan borrowers in Japan 2023, by lender and interest rate

Distribution of housing loan borrowers in Japan as of May 2023, by lender and type of interest rate

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Release date

June 2023



Survey time period

April 28 to May 10, 2023

Number of respondents


Age group

20-69 years

Special properties

among respondents who have taken out a home loan between October 2022 and March 2023; excluding students and unemployed persons

Method of interview

Online survey

Supplementary notes

*Including 78 respondents who have taken out Flat 35 housing loans.
The statistic refers to new home loans for residential use (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).

Number of respondents by type of lender:
Banks: n=1,189
Shinkin banks and credit cooperatives: n=91
Labor credit associations: n=71
JA Bank: n=101
Others (mortgage banks, etc.): n=48

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