Interest rates on 21 to 35-year Flat 35 housing loans in Japan 2017-2023

Published by Statista Research Department, Dec 1, 2023

As of December 2023, the maximum interest rate for 21 to 35-year fixed-rate Flat 35 housing loans with a loan-to-value ratio of 90 percent or less in Japan stood at 3.47 percent. This represented an increase compared to 3.09 percent six months earlier.

Maximum and minimum interest rates of Flat 35 housing loans with a term of 21 to 35 years in Japan from December 2017 to December 2023

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Release date

December 2023

Region

Japan

Survey time period

December 2017 to December 2023

Special properties

loans with a loan-to-value ratio of 90 percent or less; among borrowers who have taken out group life insurance provided by the Japan Housing Finance Agency

Supplementary notes

Figures prior to June 2021 are from previous reports.

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