Breakdown of home loan borrowers in Japan 2022, by household income and interest rate

Published by Statista Research Department, Feb 9, 2023

According to a survey conducted between April and May 2022, around 28.5 percent of respondents in Japan who took out variable-rate home loans had a household income of six to eight million Japanese yen. The majority of home loan borrowers had a yearly household income of four million to less than eight million yen, regardless of the type of interest rate selected.

Distribution of housing loan borrowers in Japan as of May 2022, by household income and type of interest rate

Household income	Variable rate	Fixed rate for selected period	Fixed rate for entire period
-	-	-	-
-	-	-	-
-	-	-	-
-	-	-	-
-	-	-	-
-	-	-	-

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Release date

June 2022

More information

Region

Japan

Survey time period

April 28 to May 6, 2022

Number of respondents

1,500*

Age group

20-59 years

Special properties

among respondents who have taken out a home loan between October 2021 and March 2022; excluding students and unemployed people

Method of interview

Online survey

Supplementary notes

*Including 85 respondents who have taken out Flat 35 housing loans.
The statistic refers to new residential home loans (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).

Number of respondents by type of interest rate:
Variable rate: n=1,108
Fixed-rate for selected period: n=259
Fixed-rate for entire period: n=133

100 Japanese yen equal 0.74 U.S. dollars or 0.70 euros as of December 2022.

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