Triannual level of cash payments in the U.S. 2015-2018

Share of cash estimate at point of sale (POS) in the United States in 2015 and 2018

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Release date

October 2022

Region

United States

Survey time period

2015 and 2018

Special properties

Few figures are available for the United States, as not much information is shared on the value of cash withdrawals at ATMs

Supplementary notes

No data is available that covers the exact volume of transactions conducted with cash money. In order to make a credible estimation, this calculation looked at the following indicators:

  • Value of ATM cash withdrawals (either with cards issued by resident PSPs at any terminal, provided by either a resident or non-resident PSP, or with cards issued by non-resident PSPs at terminals provided by resident PSPs;
  • Value of OTC or over-the-counter cash withdrawals;
  • Value of card payments, issued by resident PSPs;
  • Value of e-money payment transactions, issued by resident PSPs.

To summarize, this methodology tries to put cash withdrawals, either at an ATM or OTC, in perspective of all payment transactions (withdrawals + card paymen + e-money transactions) within a country. Numbers on checks, ACH or instant payments have not been used.

Note that numbers on OTC withdrawals and e-money are not always readily available for all years. In the case of the United States, no figures were provided on OTC whereas e-money was part of "cards and e-money".

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