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Annual buy now, pay later (BNPL) loan number in U.S. 2019-2021

Number of buy now, pay later (BNPL) transactions in the United States from 2019 to 2021

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Source

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Release date

September 2022

Region

Worldwide

Survey time period

March 2022

Number of respondents

5 respondents

Special properties

Affirm, Afterpay, Klarna, PayPal, and Zip; Lenders that provide "pay-in-four" products, i.e. pure players only

Method of interview

Questionnaire

Supplementary notes

The source adds that the figures provided include the overall value of checkouts of each loan, including a 25 percent down payment. If an online purchase is worth 100 USD and is financed using BNPL, it would count as 100 USD in this statistic - even if 25 USD is paid at checkout and the remaining 75 USD comes from the following three installments.

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Statistics on " Digital payment trends in the United States "

Statistics on Digital payment trends in the United States

Market share

6

Penetration

6

Biggest brands

6

Users

6

Transaction value

7

Number of transactions (per user)

4

Digital market

5

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