UK: debit card ownership

According to a three-year survey, nearly all respondents from the United Kingdom owned a debit card in 2021, with nine out of 10 having used one. The difference between ownership and usage was roughly six percentage points in 2021, a decline from a difference of nine percentage points in 2017. The report adds that women were more likely than men to own such a payment card in the European country. Gen Z - or the age group 15 to 24 years in this survey - generally was more likely to own a debit card than their older counterparts.

Share of individuals who own a debit card in the United Kingdom (UK) from 2011 to 2021, by age, gender, and income level

Characteristic	2011	2014	2017	2021
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-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-

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Release date

June 2022

More information

Region

United Kingdom

Survey time period

August to November 2021

Number of respondents

approx. 1,000 per country

Age group

15 years and older

Special properties

Entire civilian, noninstitutionalized population; The figures shown are from a global survey held every 3 years. The data for 2021 is the most recent available as of the mid of 2022.

Method of interview

Face-to-face interviews, telephone interviews

Supplementary notes

This question was phrased by the source as follows: "A/An [insert local terminology for ATM/debit card] is a card connected to an account at a financial institution that allows you to withdraw money, and the money is taken out of THAT ACCOUNT right away. Do you, personally, have a/an [insert local terminology for ATM/debit card]? Yes or no?"

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