Digital payments: global readiness index

This statistic illustrates the global payments maturity and readiness index in 2018, by country. As of the survey period, Australia had the highest payment maturity score with 1.85 out of 3 points. However, despite only scoring 1.75 index points in terms of payment maturity, China was ranked first regarding innovation readiness with 2.06 index points.

Global payments maturity and readiness index in 2018, by country (index)

Characteristic	Innovation Readiness	Payment Maturity
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Release date

February 2019

More information

Region

Worldwide

Survey time period

May 31 to June 29, 2018

Number of respondents

12,217 respondents

Method of interview

Online survey

Supplementary notes

The Payment Maturity Metric: 1.0 Secure - cash or equivalent Traditional e-commerce, buy buttons, check, wire transfers, in-person banking
2.0 Consumer-Centric - traditional electronic P2P payments, QR codes, mobile wallet, debit/credit cards, prepaid card, online banking
3.0 Seamless - cashless or digital Messaging apps, smart home devices, wearables, contactless, mobile banking

According to the source, "the Payment Maturity Metric is based on consumer needs, technology adoption rates, government regulations, and the availability and usage of new technology. Innovation Readiness reflects consumers' willingness to accept and use new payment technologies."

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