Usage of digital payment services in Sweden 2014-2018

Using online payment services became more and more common over the past few years in Sweden. The share of Swedes who used Swish increased significantly, starting at 19 percent in 2014 and reaching 88 percent in 2018. Swish is a mobile payment system which operates through a smartphone application and allows users to transfer money immediately. Another Swedish payment solution which got popular as of 2018 was Klarna; it was used by 78 percent of the respondents according to a survey. Private accounts seemed to compose the highest numbers of Swish customers in Sweden as of February 2019. In fact, nearly seven million private accounts were registered in the evaluated period.

 Value of Swish transactions 



  The highest value of Swish transactions was by private accounts in 2019 and it amounted at nearly 600 Swedish kronor. Business and trade accounts ranked next and the average value of transactions in general amounted at nearly 500 Swedish kronor.

Digital payment in Sweden 



  How did Swedish online shoppers preferred to pay? Card payment was the most popular digital payment method among online shoppers in Sweden in 2018. It was followed by invoice payment and online banking. Masterpass and Apple Pay were both used by roughly one percent of the Swedes that year.
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Usage of online payment services in Sweden from 2014 to 2018
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